Advice for choice between new and used golf

sa0u823e

Hi, I am just after some advice which isn't from a deal and is informed (more so than me )

I have decided to buy a Golf 1.4 TSI Match. I am happy with new (except the possible losses) or with a 1/2 year old used car.

The dealer recommends new to get the most from the warranty and services.

The New Car RRP is 19,260. However I have managed to get £1,500 off in addition to the £1,500 they are already offering if I take finance at 4.8%.

So ignoring interest on any borrowing it would appear that I would be paying £16,260 for a brand new car - this seems like that I would have negated the typical loss from driving it off the forecourt.

I read a topic below/asked the dealer and understand that after 4 months of paying my monthly sum I can pay it all off should I wish and keep the benefits of 3 years servicing and the breakdown etc

A second hand car of the same spec.

2011 (61), 15k mileage is retailing at £16000. (cant find a car locally 2 years old of the same spec)

The dealer however doesn't seem to be able to give a discount (says he cant on used cars)
I still get 2 years warranty, and if I take the finance then 2 years free servicing, though I suspect the finance is at around 12% from the figures I was given (He didn't know and the finance guy had gone home).

To me it seems the new car with dealership finance is the better option, however I just feel that I may be missing a trick.

Unless anyone says otherwise, I was going to refuse the alloy protection / autoprotect / lifeshine products and go somewhere else for GAP insurance.

Kind Regards
Thank you for any advice

BadgerFace_2

Hows about £15600 from drivethedeal.com? They put you in touch with a main dealer who will provide all normal VW services, but sell you the car at that price.

Cheaper than the used one!

forgotmyname

Not sure on your figures but £16000 for a new car is not negating any losses.

Autotrader has VW dealer's with a 11 or 60 plate's. TSI models for under £10,000. So thats a £6000 loss + more with the interest. For a car thats one year old or less.

Why not buy a 1 year old car with under 15,000 miles from a genuine main dealer and save £6000+++

He cannot discount used cars? He doesnt know the finance figures? Do you really trust him not to rip you off?

Sounds more like you seem like the person who will buy a new one with a few well aimed remarks about the newcar giving better warranty cover and peace of mind. You should have played him at that saying dont all VW cars last forever and never ever breakdown?

I bet the salesman was booking his holiday before you left the showroom. comission on new car and comission on getting you signed upto finance, GAP insurance also maybe?

I think you need to look a bit harder at 2nd hand values.

autotrader.co.uk etc. Remember thats the advertised price. Selling price could be a fair chunk less.

hethmar

I got my new VW Golf through carfile brokers- absolutely pain free and a brilliant deal, saved thousands. Delivered to my door, old car taken away at a price agreed over phone and you actually have more consumer rights buying from a distance.

Check it out.