10 Year fixed rate mortgages - starting to come back down

RenovationMan

I'm keeping an interested eye on 10 year fixed rate mortgages as this is the product I'm thinking of remortgaging onto when my current deal runs out.

They started to climb when the banks started to raise their SVR rates and when they started having their credit ratings cut, but now a bit of competition is creeping back into the market with a couple of lenders trying to offer the best deal.

For a good while, National Counties BS were the top lender with a 4.59% on 75%LTV. It's nice to see that this was slightly bested a week or two ago by Leeds BS with their 4.58% (also 75% LTV).

I've just noticed today that Skipton BS are offering a 4.49 (75% LTV), which was a decent drop down from the previous two.

We're still quite a bit away from the Chelsea BS 3.99% offering from last year, but we're definitely moving in the right direction!

A question to any Mortgage Brokers out there, can you beat the Skipton rate?