Not entitled to any benefits...but still have to sign on?

whiskyman

There is a lot of talk about 30 years for a full pension. Yes that si correct as far as the Basic Sate pension goes. Although we know that a new flat rate pension is to be introduced which will encompass Basic Pension and Sate Second Pension those who retire before that time will still benefit by over £2.00 per week State Second Pension for every full year they sign on for. NI credits also carry credit for State Second Pension as well as Basic pension.

Queries

Dear msnigella, I guess the reason that he is not entitled to any benefits is because he receives a pension of £501 a month. To claim a State Pension in the future he will need (at this stage 30 qualifying years) - hence the signing-on issue, i.e National Insurance. I would suggest he contacts/goes to a CAB (Citizens Advice Bureau) for help. Good Luck!

Dunroamin

whiskyman wrote: »

There is a lot of talk about 30 years for a full pension. Yes that si correct as far as the Basic Sate pension goes. Although we know that a new flat rate pension is to be introduced which will encompass Basic Pension and Sate Second Pension those who retire before that time will still benefit by over £2.00 per week State Second Pension for every full year they sign on for. NI credits also carry credit for State Second Pension as well as Basic pension.

Are you sure about this? (Genuine question, pensions aren't really my thing.)

Surely that would mean that somebody who had never worked would receive between £167 and £195 per week pension, way over the amount they would receive for Pension Credit?

You may well be right but it seems illogical that someone who had spent their life unemployed got more pension than someone who had worked.

Charityworker

The other down side to signing on is that you then get signed up to all these stupid, pointless schemes they like putting people on.

allen35

Charityworker wrote: »

The other down side to signing on is that you then get signed up to all these stupid, pointless schemes they like putting people on.

Yes you still have to comply with the JSA agreement/contract when signing on for credits

Pollycat

msnigella wrote: »

He accepts that he is not entitled to anything but is upset that he must now sign on weekly at the jobcentre despite not getting any benefits. He was told if he does not sign on weekly he will not get a state pension when he reaches retirement age.

Just wanted to check if this is correct? He has worked continuously for over 30 years (on a good wage) before being made redundant.

There's 2 sides to the OP's post:
1. her uncle having to sign on weekly (rather than fortnightly)
2. whether he needs to sign on at all.

He accepts he's not entitled to any benefits (I don't know if this is true or not so will not comment further) so if he's got his full 30 years NI contributions (link already provided to OP to get a state pension forecast) does he really need to sign on at all?

Someone has raised the ineligibilty to bereavement benefits issue but the job centre advisor is saying he must sign on weekly or he won't get a full pension.