Welcome Finance Nightmare

Jenna150386

Hello all and thanks for reading and hopefully someone can help..

I had an account with welcome finance for a loan that started in 2007 over 2 years..

At the end of 2008 I found myself up to my eyeballs in debt 29,000 to be exact at the age of 20.. Yeah crazy me getting that much debt on a salary of 13,000 at the age of 20.

Anyways I ended up in a Scottish Protected Trustdeed. Pretty much the same as Insolvancy.. I paid an amount my Trustdee agreed with creditors for 36 months and the rest was written off..

I paid full agreed payment of 251.00 for 3 years.

Welcome was included in my trustdeed. Now almost 9 months after being discharged. I am still fighting with welcome to get my account marked as settled or atleast default.

Up till this very day. I have just checked my credit report and they are still making my account as having 6th month late payment.

All other accounts included in my trustdeed have default dates set to the day my trustdeed was signed apart from them..

This meaning on 1/09/2014 everything should fall of my credit report apart from welcome as they are refusing to set the default date.

I have wrote to them 4 times recorded delivery and contacted the ICO and they still wont change it.

Is there anything else I can do.. Gain legal advice due to there disregard for the Data Protection act and them constantly on a monthly basis providing false information to credit refrence agencies regarding me.

Thanks so much if your still reading this lol x