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We have a mortgage and loan that was taken out with A&L, our prob is that we went through a financial advisor he set us up with an interview with a mortgage advisor at the A&L we were offered a mortgage then but told that we wouldn't be able to get one of their mortgages without a MPPI being in place whether we got one through them or our own financial advisor it didn't matter but we needed one so we arranged for our financial advisor to set one up for us we then went back with proof we had one in place and the mortgage went ahead. I sent a PPI claim letter to Santander (previously A&L) and have just received a letter back saying we have no claim so if not who would we send the claim letter too then if it wasn't for them we would not have had to set it up in the first place. So can anyone help me here....Who is liable to reimburse us for the MPPI that we have been paying for over 10 yrs needlessly? I'd bew grateful for any advice , Thanks.

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  • burty8899
    burty8899 Posts: 217 Forumite
    MPPI is probe the one PPI that is worth having, and some mortgages were made so you had to have it, there are others who will advise more on here but i don't think you stand much of a chance tbh
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