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How to force a sale of a property

Hi

My ex and I purchased a property 5 years ago after which time we married, split and have now divorced. All was reasonably amicable throughout and we managed to share out the debts equally which are now being paid off. I moved out of the house and he stayed and moved his new girlfriend and her son in, promising me he would do all he can to get me off the mortgage. This has now been going on for three years, and I am still on the mortgage. Our mortgage company have said they will only take me off if he completes a form to take on the mortgage himself though due to his level of earnings they have advised he probably won't be successful - even though he is paying it every month without fail. The only other option is for his girlfriend to replace me on it once she gets a job but for the last 6 months I have heard nothing from him despite my many many texts etc. I really need to know what my options are - is it possible to force a sale? I don't even want any money from it which I don't think there would be- I think we would probably break even - I just don't want to be financially connected to him anymore. Is there anything I can do??!
Thanks

Comments

  • go_cat
    go_cat Posts: 2,509 Forumite
    I've been Money Tipped!
    Was the house not part of the divorce?
  • princeofpounds
    princeofpounds Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Forget texts! Jesus....

    Get a lawyer and apply for an order for sale at court. It's not that hard if to have the right documentation.

    If you don't want to escalate to legal right away, write a letter saying the situation is unsustainable, that you would prefer to resolve it amicably, but that you might take legal advice if nothing happens.

    Keep any letter as light on detail as possible. You donor want to prejudice yourself by making specific statements of what would be acceptable. Do that verbally if at all.

    Good luck

    Edit: yes I forget the divorce settlement might have a complicating effect. Did you achieve a financial settlement?
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