contacted after 9 yrs

hulamum

hi, i dont know if anyone has any advice...my parents have just had a letter about a loan (that i had forgotten i had) asking for repayments etc, but the thing is i havent lived there in over 9 years...my name has always been on my correct property electoral role and i am named on the council tax and bills etc where i have been living (and never at my parents)

i was living at my parents when i took the loan out, but i havent had any contact with them in the past 9 years...what should i do...ok i know what i should do, but if i can get out of paying the loan then i will want to do that ideally :embarasse:naughty:

shall i ask my parents to send the letter back not known at this address?

thanks in advance..

fermi

hulamum wrote: »

shall i ask my parents to send the letter back not known at this address?

If it was me I think I would for now.

Sounds very much like the debt would be statute barred.

See the info/letters in this link:

https://forums.moneysavingexpert.com/discussion/2606811

If you feel the need at a later point, there are letters there to send telling the collectors to bog off.

hulamum

thank you so much for the link and advice. i will ask them to send it back, they have had 3 in the past 2 weeks, which made me suspicious... nothing in the 9 yrs before that though...

FireWyrm

Ha ha ha ha..oh my aching sides. 9 YEARS! Seriously?

Sometimes these Debt collection companies really take the pi$$ don't they. Ignore them...completely. No contact at all, post goes in the bin (shredded of course)