We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

problems transferring balance to barclaycard

Hi,

just after some friendly advice, wondered if anybody had the same problem as I did.
I just rang barclaycard to transfer £2900 approx. to my platinum card which I've had around 18mths. I recently transferred the balance of the barclaycard (£6200) to M&S under their 3.9% transfer offer, so my card is in credit by 3p.

When I got through to an operator, she first told me that any transfer would be subject to their cash advance rate (over 20%). Naturally I queried this, and then she said sorry, the rate would be 6.9%.
I said ok, lets do the transfer then, and was told I couldnt do it, as there were no balance transfer offers on my account. Her supervisor said the same thing, and recommended I go into a branch and see what they could do for me!

This really p'd me off, as I thought I could do this sort of thing easily (got the idea from the rate tart article actually!). Seems strange they dont want my money, and therefore the possibility of making a profit from me! naturally a complaint was faxed pronto.

Any advice gratefully received,

B

Comments

  • i 2 had this problem, seems there cracking down on bt tarts, they would not budge.
    debt jan 07 21000, debt june 07 17630,
    july 17000;) :D
    august 16480 :o

    feels like forever.......

    GETTING THERE SLOWLY. OFFICIAL DEBT FREE WANNABE NURD NUMBER : 396;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.