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Car Insurance Help!!!!!

seaside27
seaside27 Posts: 1 Newbie
in Motoring
Hi

Hope you all well!

Can anyone please advise regarding car insurance; I have been driving for over 20 years but, due to ill health, have not been able to afford/drive a car for the past two years. I am now in a position whereby I need to insure a car but cannot prove my no claims (never had an accident in 20 years) and without a no claims discount, will not be able to afford to insure my car!

I have heard/been told so many confusing scenarios and would sincerely appreciate any help.

Thanks

Comments

  • Ultrasonic
    Ultrasonic Posts: 4,265 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 7 July 2012 at 9:00AM
    seaside27 wrote: »
    ...have not been able to afford/drive a car for the past two years.

    Whether that is just under two years or over two years may be important - IIRC most insurance companies count previous NCDs to have expired after two years.
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    but i think there are a couple that will accept three year old. Your last insurer might be worth a call too
  • atrixblue.-MFR-.
    atrixblue.-MFR-. Posts: 6,887 Forumite
    contact your previous insurer they will still have your details on record, and if your just withing the 2/3year NCD usage limit, then i would get them to e-mail you a copy of your NCD at the time you were insured with them.
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