Index Tracker - Regular Savings

marlowko

Hi there,

I am new to investing and would like to start a regular savings plan with H-L into one or two of the following index tracker funds:

BlackRock UK Equity Tracker
BlackRock Emerging Markets Equity Tracker
BlackRock North American Equity Tracker

I chose BlackRock as there is no monthly platform fee as opposed to the HSBC ones.

I would like to invest £50 / month, so £100 if I choose two, for at least 5 years.

I am wondering if it actually is worth it or shall I just stick into a savings account? I probably won't need the money after the 5 years, but that's how long I plan to regularly save the £50 per fund. Might then leave the money invested for longer - 10, 15 or more years without adding any extra money.

Appreciate any advice, cheers

M

cashbackproblems

I hold funds in the below picked at random...have been looking at trackers like BR as well but not sure WHY?! Maybe someone can advise on how they pick funds and which ones r best?

I pay monthly £50 into 3 of these (start and stop and switch occasionally)

AXA Framlington Global Technology Fund

Aberdeen Emerging Markets

CF Ruffer Total Return Fund

First State Latin America

Invesco Perpetual High Income

JPMorgan Natural Resources (down 20% this yr)

Neptune Russia & Greater Russia (down 30% this yr)