Buying from Amazon.com using a UK debit card

kubus8077

I am planning to buy a laptop on Amazon.com (I will pick it up later from my American friend when I am in States) using my UK debit card from Barclays.Will they accept my card? If yes, will there be any fee I will need to additionally pay? How much more I will pay on average in comparison when someone would buy it using American debit card?

Anyone had any experience with such a case? How much more did you eventually pay in pounds?

samwsmith1

I've bought from Amazon.com before with a UK card and it all went through fine. When I bought from them though they offered to pay in $USD or £GBP, but you need to work out which would be cheapest.

Info on using your card in another currency - http://www.barclays.co.uk/Travel/Usingyourdebitcardabroad/P1242558115100
Visa exchange rates - http://www.visaeurope.com/en/cardholders/exchange_rates.aspx

knightstyle

Why not pay with a credit card? Halifax Clarity, no exchange fees and no interest if you pay straight away plus another layer of protection if things go wrong.

meer53

They might not deliver to an address which doesn't match the card address, most online retailers insist on delivery to the registered card address.

callum9999

meer53 wrote: »

They might not deliver to an address which doesn't match the card address, most online retailers insist on delivery to the registered card address.

Amazon.co.uk is fine with doing it so I'd imagine Amazon.com would.

meer53

callum9999 wrote: »

Amazon.co.uk is fine with doing it so I'd imagine Amazon.com would.

Maybe in the UK, can't see them delivering to an address in the US if a UK card is being used.

callum9999

meer53 wrote: »

Maybe in the UK, can't see them delivering to an address in the US if a UK card is being used.

They've delivered to me in Australia while using a UK card.

meer53

callum9999 wrote: »

They've delivered to me in Australia while using a UK card.

The OP isn't having the item delivered to himself, it's being delivered to his friend.

samwsmith1

meer53 wrote: »

They might not deliver to an address which doesn't match the card address, most online retailers insist on delivery to the registered card address.

When I ordered off Amazon.com I had the things delivered to a different address, but I signed in with my Amazon.co.uk account so they maybe use that.

Scarpacci

The US delivery address could be a problem, but generally Amazon are not the strictest when it comes to these things. They don't use Verified by Visa or Mastercard Secure Code and they don't ask for the CVV every time. Basically, they're big enough to take the hit for the amount of fraud stricter measures might prevent.

I would suggest always choosing to be charged in $, whether your card charges a foreign transaction fee or has a loaded exchange rate or not. Store rates are usually worse than the banks' rates.