We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Do refunds reduce the balance to pay on a statement?

2»

Comments

  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    Tracyk wrote: »
    I thought yes - but not sure if they have - say - different categories of transactions. If the end balance was £100 - they would want to see a payment of £100 as opposed to a payment of £50 and a refund of £50.
    I don't want to pay interest if I can help it.....

    That said, a refund of £50 and payment of £50 reduces the initial £100 balance to zero, so you'd be clearing the balance and there would be no interest charges :o
  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    lovinituk wrote: »
    Perhaps thats what I'm thinking of then (which is also what I think the OP was getting at) as I always pay mine off in full but take into account any refunds before paying the remaining balance.

    Spot on, if the balance is cleared in full, then they don't care where the credited money comes from! :D
  • Tracyk_2
    Tracyk_2 Posts: 345 Forumite
    I've asked them before and they never seem sure!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.