We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Accepted for Aqua reward card but having doubts

Hi all
Recently been accepted for the Aqua reward credit card to take advantage of the 3% cashback, however i've started to have some doubts & was hoping you could help me out.
I have a couple of other cashback cards already & don't really need another one & i'm concerned that with obtaining the Aqua card i may be preventing somebody else getting it who may have more need than i. I realise that Aqua is aimed at the subprime market.
Am i being silly?

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I doubt you'll cause someone else to miss out. A kind thought though.
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hi all
    Recently been accepted for the Aqua reward credit card to take advantage of the 3% cashback, however i've started to have some doubts & was hoping you could help me out.
    I have a couple of other cashback cards already & don't really need another one & i'm concerned that with obtaining the Aqua card i may be preventing somebody else getting it who may have more need than i. I realise that Aqua is aimed at the subprime market.
    Am i being silly?

    There is no reason to believe that this is an offer limited to a certain number of people.: most companies want to have as many customers as possible. The interesting question is, how do Aquqa expect to make money from this? Presumably they make it much easier to borrow (at high interest) rather than paying off in full, and people like you are probably in a stronger position than are those struggling with debt to resist this kind of problem. So no, I don't think you need to worry.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.