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2 year Ford Options v cash
I want to buy a car @ £18,195 and could pay it as a lump sum. I could also use the Options and Ford will give me £1,000
24 monthly payments of £238.28 Cash price £18,195.00 Deposit allowance £1,000.00 Customer deposit £5,125.00 Total deposit £6,125.00 Amount of credit £12,070.00 Charge for credit £950.72 Purchase fee * £10.00 Total charge for credit £960.72 Total amount payable by customer £18,155.72 GMFV (optional final payment) £7,302.00 Mileage per annum 9000 Excess mileage charge (pence per mile) 7.2 4.9 % APR typical
Can anyone tell me which to choose and the amount I would save via the options (If any), if I pay the outstanding amount after making 2 months payments (I think must do that), plus a 'purchase' fee.
24 monthly payments of £238.28 Cash price £18,195.00 Deposit allowance £1,000.00 Customer deposit £5,125.00 Total deposit £6,125.00 Amount of credit £12,070.00 Charge for credit £950.72 Purchase fee * £10.00 Total charge for credit £960.72 Total amount payable by customer £18,155.72 GMFV (optional final payment) £7,302.00 Mileage per annum 9000 Excess mileage charge (pence per mile) 7.2 4.9 % APR typical
Can anyone tell me which to choose and the amount I would save via the options (If any), if I pay the outstanding amount after making 2 months payments (I think must do that), plus a 'purchase' fee.
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Comments
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Are you paying from savings or another loan?
You will need to check the fees or charges for paying early.
I wouldnt dream of spending that much on a new ford. Lose too much value in a short time.
Buy an ex demo one or a pre registered one. Save a load.Censorship Reigns Supreme in Troll City...0 -
From savings. The fees and charges will be less than £1000 hopefully0
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