Sainsburys credit card PPI

annod1964

I've had a Sainsburys credit card since June 2003. I did not apply for this card but was approached in-store where a helpful gentleman completed the form which I signed.

I have never filled in a form for PPI for this card and as far as I knew, I didn't have any. I checked my credit card statement ages ago to make sure I wasn't paying it and there is no mention of it on the statement.

This week I have received an Annual Review of Optional PPI where it shows the average monthly cost of PPI in the last year..... and asking if I want to continue with it.....

Does this mean I have been paying PPI for this card without knowing....?

DrSqueeze

If they were charging you for PPI, it would appear on your monthly statements and be easy to spot.

Ring them and ask them why they've written to you. Could simply be a mistake.

annod1964

Phoned them today and apparently I have been paying PPI on this credit card for the last nine years.

After checking statement (and being told on phone) 'credit care' is PPI.............I'm not sure what I thought credit care meant but didn't realise it was PPI.

Am I just dense....:(

DrSqueeze

annod1964 wrote: »

Am I just dense....:(

Not at all, I suspect many people haven't made the connection.

And it doesn't help if the bank calls it different things in its letters.

DCFC79

Hi OP, have you sorted you claim out yet ? Can i ask what number you used for the claim ?

annod1964

Hi DCFC79

I've private messaged you because I wasn't sure if I could put the number on the forum.

[Deleted User]

You should post the number here as well, others who only lurk could find it useful and it's very much allowed.

DCFC79

annod1964 wrote: »

Hi DCFC79

I've private messaged you because I wasn't sure if I could put the number on the forum.

Yes putting the number on here is fine, not sure what makes you think it wouldnt

Number is 0845 725 3519 then option 6.

Alternative number 01422 326460

McKneff

Have a look at Saynoto0870 for an alternative generic number.

Good luck OP

DCFC79

Another number ive just come across is 0845 601 4034, i rung the other number and i was a bit perplexed shall we say as the person who picked up the phone said HBOS but they must provide the financial service.