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no response from second letter.

hi, i recieved all my statements from 2 accounts with halifax. ive used the template to send a second letter asking for my money but they havent replied. it says on the template i gave them 14 days but its been 20 days now. what should i do? should i wait longer?

ive searched and noticed lots of people in the forum not getting replies from the first letter but seems im the only one not getting from the second letter.

am worried i done it wrong. what should i do? thanx.

Comments

  • lfc1983
    lfc1983 Posts: 28 Forumite
    if you have sent the letter recorded delivery, there is no need to worry. Just take them to court using the money claim link on this site
  • Twinkly
    Twinkly Posts: 1,772 Forumite
    hi, i recieved all my statements from 2 accounts with halifax. ive used the template to send a second letter asking for my money but they havent replied. it says on the template i gave them 14 days but its been 20 days now. what should i do? should i wait longer?

    ive searched and noticed lots of people in the forum not getting replies from the first letter but seems im the only one not getting from the second letter.

    am worried i done it wrong. what should i do? thanx.

    A suggestion I have seen that worked was to get a small claims form from the local court and complete it, but not file it just yet. Send the bank a copy of it and give them a final chance to settle before court. I think they allowed a further 7 days for reply to this. You can simply file the already completed claim if no reply.

    Good luck :)
  • when you say take them to court? does this mean i will have to appear in court?
  • Tanya_W
    Tanya_W Posts: 25 Forumite
    I havent recieved a response to any of the letters I have sent to the HSBC. I file my claim to the court on Fri (16th).
    Tanya xx
  • sorry i dont know about court and stuff. what do you mean by "file a claim"?
  • thanx, but i still have no idea what people are talking about. i didnt send it recorded delivary. can i get a small claims court form online? shall i send it agian, recorded this time?
  • Beate
    Beate Posts: 3,522 Forumite
    Part of the Furniture Combo Breaker
    How about you read Martin's article and the Reclaim Help Thread? Your questions have all been answered there.
    Reclaimed thanks to this site:
    £175 Abbey Mortgage Repayment Fee, £170.03 Capital One Bank Charges £418.07 Lloyds TSB Bank Charges, £2,671.55 Mis-sold Endowment Policy, all for OH
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