car insurance cancellation

Quentin

huckster wrote: »

.....No I am suggesting that they phone Insurers or brokers to explain what happened .....

Your post seemed to be advising predominantly the OP has no need to disclose their cancellation, and that you would not do so:

I don't believe that communication or payment problems leading up to a cancellation are something that need to be disclosed. I would personally not disclose or see it as a reason to treat a customer differently...

Hence my response. The OP has correctly disclosed this. Following your advice could lead to problems - that's all!

thegirlintheattic

You have to disclose if the insurer asks about canceled policies. You do not have to disclose to companies you already have a policy with until renewal.

You might have luck by calling up and explaining to the companies the situation. Likewise you might want to beg your current insures to reinstate the policy for the time being (hence no cancellation) then YOU canceling if you want to shop around.