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Is it my fault if a company didn't take a DD from my accout?
tessym
Posts: 1 Newbie
A comapny failed to take a direct debit from my account in early 2011 as in it was set up but they didn't take it. They have literally just informed me that I owe it? Is that right?
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Comments
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Only if they can prove it.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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It may be their error that they failed to take the payment but you still owe for whatever goods or services that you received. Debts can be claimed for up to 6 years.0
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What was it for exactly, as that may shape our advice to you?
(But generally, they should have called for it and you should have noticed that they didn't).:heartsmil When you find people who not only tolerate your quirks but celebrate them with glad cries of "Me too!" be sure to cherish them. Because these weirdos are your true family.0 -
What alanq said. You still owe the money even if they didn't take it at the time.0
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Think of it as they have given you an interest free loan for the amount.0
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The fault of why they didn't get paid only has an impact on what penalties are appropriate for the non-payment. Irrespective of who's responsibility it is the money is still owed. Only after 6 years can you put in the argument that it is statute barred for it having been too long since it was due for them to recover it.0
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