my non-mortgage mortgage free journey

KolaKube

sorry you're still sickly quintwins the rubbish NI weather not helping the mood I bet!

Kola x

quintwins

KolaKube wrote: »

sorry you're still sickly quintwins the rubbish NI weather not helping the mood I bet!

Kola x

Feeling much better now.

I know seriously how rubbish is it, altho today wasn't that cold it was wet

Bit gutted that the tesco voucher i bought didn't arrive so no saving £15 on shopping but i'll get refunded my £35 so i guess it could be worse.

quintwins

Morning all, it's cold here today putting off lighting the fire til the kids are out of school.

Tonights dinner is potatoe and leek soup so nice comfort food.

Went shopping this morning as hubby had teh dnetist so i was waiting for him and spent £12, £5 in poundland on 2 sets of gloves/hats/scarfs, a packet of chewing gum, a bag of sweets for the child and some sukie drinks. Then i spent £7 in dunnes on 2 pairs of boat shoes to put away for the older boys (£2 each down from £8.50) and 3 angry birds hats thats ds had been eeing up at full price (£1 each down from £6).

Now i'm off to the meat place to get tomorrows steaks, i had planned to do a big order of around £150 that will do us right to march, but someone told us about a bargain building site this morning so we're keeping spends to a minium as we don't have enough for so every extra penny we have will be less money we need to borrow. Anyone that knows me knows my opinion on loans and mortgages but it's is a really good price so worth it if it's still avaliable. Keep your fingers and toes crossed for us.

quintwins

Couldn't resist the nearly 3kg of gammon for £6.61 in the emat shop, but i got a smaller than normal sirlion so still less than i expected to pay. Until we find out/decide the plan is to save as much as possible so heres the meal plan the next few days.

thur
b-toast, apples
l-ham and cheese sandwichs
d- tatie and leek soup with bread

fri
b-cornflakes
l-ham salad sanwichs and rice pudding with tinne oranges
d- steak and chips (chips beans for the kids)

sat
b- beans on toast with sausages, bacon and eggs
l-no luch will have late breakfast so prob just fruit
d- either at the inlaws or pizza and chips (we don't usually have cips 2 days in a row)

sun
b-corflakes
l- ham and cheese sandwichs, rice pudding/yogurt, tinned fruit, crisps (might go for a drive and pack a small picnic)
d-soup

mon
b-porridge
l-ham and cheese omlette
d- gammon, mash and brocolli

tue
b-toast and fruit
l- baked potatoes
d-gammon with roastoes, rest of brocolli and some cabbage and gravy

wed
b- porridge and rasins
l- chicken burgers
d- tode in the hole with mash and cabbage

thur
b-pancakes
l-sweet and sour rice
d-sheperds pie

fri
b-more pancakes
l-sausages and scambled egg on toast
d-chicken breast, mash, roasties, yorkshires, mixed veg (or any fresh veg thats left) with gravy

sat
b-sausage sandwichs
l- soup and custard
d- chicken nuggets and chips

sun
b- toast
l- chicken and stuffing with all the trimmings
d- lo lunch or possibly just a late lunch and cereal before bed

mon
b- corflakes
l-?
d-stew

I only need milk and bread for this so i will be leaving my bankcard at home and managing with the little bit fo cash i have.

quintwins

Really busy today, off to take the child to the libary then it's cleaning,collecting kids more cleaning, work then guests.

Moneywise nothings changed but i will hopefully get my first pay tonight.

quintwins

Spent £1.29 at the market, ds got a free banana and i got 7 apples and a few mushrooms then i spent £10.85 on a 20kg bag of spuds, 10 clemintines and a bunch of bananas in the farm shop. I have £4.95 left in my purse and that will just have to do me for next week cause i'm not taking any money out, we have lots of fruit and veg so really only need milk and bread.

quintwins

Just got my phone bill it's £147, i had over estimated and said £200 so thats £50 less

quintwins

Hubby was paid so £360 added to my savings, rents due this week aswell, going to nip to town later for some milk, bread and to pick up the kids school bags before tesco send them back (these are for next year)

Ebay refunded me £11 for the snowboots i'm not getting.

I got my first pay but it was a cheque so i'll wait til it clears then add it to my savings.

Put £50 of desil in yesterday.

We're at home for dinner today so we're having the gammon today, going to do it with mash,roasties, yorkshires, cabbage and gravy fires lit so other than the trip to town today will be a lazy day.

I just added all my spends up and was really surprised i'd spent over £160 this week, but when you relise £40 was meat £50 was logs and £50 was desil it doesn't seem so bad.I really hope i can still come in under budget i still need

some general food
£150 bt bill
£150 for the kids birthday party
£50 for the kids cake
£100 to order the kids bikes for xmas before stock starts getting low.
£150 for rent.
£40 for kids birthday hoodies they've requested those specific ones i'd never usually spend so much.

nov budget
total spends £511.86
total budget £1400
total savings this month £593/£600

quintwins

£2.80 spent on milk and bread, hubby also told the kids they could have mcflurrys so another £3

Relised i have a past it's best (bought reduced) brocolli in the fridge so i'm thinking brocolli cheese tomorrow.

nov budget
total spends £517.66
total budget £1400
total savings this month £593/£600

tessie_bear

hello u sound busy....£50 for a cake ??? seems quite a lot couldnt you have a go yourself ? is it a big do your having ?

all the best tess