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bank accounts and credit ratings

ehyouwhat · 2012-07-01 16:49:58

Hi all, My belief has always been that I had a relatively poor credit rating, on account of getting myself into trouble a number of years back. I managed to clear all my debts about six years ago, and have stayed away from all forms of credit since then. I have however retained a basic bank account (Halifax Easycash Visa…

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pqrdef Posts: 4,552 Forumite

2 July 2012 at 10:54AM

rb10 wrote: »

No - the URCA gives you a £5 discount off the monthly fee if you credit it with at least £1000 - i.e. you pay £10/month instead of the full price £15/month.

Sorry - oh dear - I hadn't realised it was £15/month.

"It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis
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bank accounts and credit ratings

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