joint cheque paid into sole account is this allowed

shaziam

hi any advice my ex husband has received cheques for ppi claims the cheques are in joint names which are differant as i have remarried but he tells me he has paid the cheques into his sole account and they have been cashed

can he have done this and would the bank allow him to bank cheques in his account when 2 names on cheques are not same and we dont have a joint bank account anymore, i have not written anything to say i give permission for him to pay into his bank

any help i have rang ppi customer relatiions who wont tell me as claim was done in his name, im worried i wont get my share if he has cashed the cheques

would the bank allow this

warwicktiger

short answer = no

[Deleted User]

shaziam wrote: »

he tells me he has paid the cheques into his sole account and they have been cashed

Your husband is obviously telling lies to you for some reason.

stclair

warwicktiger wrote: »

short answer = no

Echos the above....

hugheskevi

I recently got two cheques as wedding presents made out to joint names (myself and new wife, made out to same surname).

We don't have any joint accounts in which I could deposit cheques, but after some Googling it seemed that if I simply deposited the cheques into my sole account my bank would be very unlikely to check name(s) on cheque against the name(s) on account.

The cheques were credited to my sole account without any difficulty, despite being made out to joint names.

DrSqueeze

If the Loan and PPI were in joint names, the bank should not have made any payment without your signature.

So, first things first. Were they in joint names?

If so, contact the bank in writing and tell them you are concerned about what is happening with a complaint about a PPI policy in your name. If your name is on the PPI policy, they are obliged to reply to you.

It would be wise to enclose a copy of your marriage certificate to prove that your name has changed.

If they have already issued a cheque (and this is by no means certain) then they will have to investigate this as an error or perhaps potential fraud.

karen110

recieved cheque today in joint names from ppi,bank wouldnt except it so def no cnt be done,only way for us to cash ours is to add my ex hubby onto my account or open a joint with him,im just worried that they wont let us as we now have differant address,will it make any differance ,could send it bk but we have towait anotyher 28 days again need money for end of month,so annoying ! gd luck x