thankyou all

rossireps

hi all
i would just like to say a big thankyou to everyone for their help and support still cant believe that its over that a whole yr has flown by.
i want everyone to know that anything can be sorted one way or another.
bankruptcy is such a scary word but its ok, the examiner doesnt eat you and they most def dont come and take all your possesions away.
i had a man from a debt management co tell me that even if i didnt go br theyd take my bike anyway, i believed him how wrong was he!
id like to say a special thankyou to fermi for seing off dca's with his brilliant letters/emails
dojoman for his supportive pm's and friendship
debt doctor for his help with the dwp, they finally got the hint,yay:T
i will never forgot the support i get on here so thankyou EVERYONE
mandy

fermi

Glad to have helped and made a difference.

Hope things go well now and it's the fresh start that you deserve.

dojoman

Just glad that you have got through it in one piece:D

rossireps

dojoman wrote: »

Just glad that you have got through it in one piece:D

contary to popular belief i did, the or didnt eat me after all
in all seriousness im so grateful to have people who understand

mynumber

Hi/ rossireps, just come across your posts, im prob going down the bankruptcy road and really am scared. dont really know what to expect or do, so to hear you can come out the other side is good.
Is there anybody else other than cab that can help face to face, ive been trying to get intouch with cab but i suppose they are so busy, plus you have to ring to get an appointment, phone lines only open 3 mornings, K

debt_doctor

Glad the DWP got the message in the end.....they are hard work, as you know!
Happy non bankrupt life!

DD

rossireps

mynumber wrote: »

Hi/ rossireps, just come across your posts, im prob going down the bankruptcy road and really am scared. dont really know what to expect or do, so to hear you can come out the other side is good.
Is there anybody else other than cab that can help face to face, ive been trying to get intouch with cab but i suppose they are so busy, plus you have to ring to get an appointment, phone lines only open 3 mornings, K

hiya
f2f im not sure but there is one place id do anything for and thats national debtline. several times they listened to me try and ask things whilstconstantly in tears. never once judging just listening and supporting.
if i got through this anyone can i thought id never manage anything after husband left but you can
its the best decision i ever made and although i do find myself doing things i used to do whilst in debt i stop and think what are u doing and its fine again.
i promise you will come out the other side,maybe a bit battered but you will. ever need a chat just shout xx

rossireps

debt_doctor wrote: »

Glad the DWP got the message in the end.....they are hard work, as you know!
Happy non bankrupt life!

DD

oh arent they just !

tigerfeet2006

mynumber wrote: »

Hi/ rossireps, just come across your posts, im prob going down the bankruptcy road and really am scared. dont really know what to expect or do, so to hear you can come out the other side is good.
Is there anybody else other than cab that can help face to face, ive been trying to get intouch with cab but i suppose they are so busy, plus you have to ring to get an appointment, phone lines only open 3 mornings, K

Christians Against Poverty will come to you. Thierry number and links are in the first post of the Look Here First: Bankruptcy Help sticky.

mynumber

Thanks for that info tigerfeet2006 k

mynumber

rossireps wrote: »

hiya
f2f im not sure but there is one place id do anything for and thats national debtline. several times they listened to me try and ask things whilstconstantly in tears. never once judging just listening and supporting.
if i got through this anyone can i thought id never manage anything after husband left but you can
its the best decision i ever made and although i do find myself doing things i used to do whilst in debt i stop and think what are u doing and its fine again.
i promise you will come out the other side,maybe a bit battered but you will. ever need a chat just shout xx

Thanks rossireps, i can second that about national debtline dont know how they understand me when im blubering while trying to answer their questions. i have now got an appointment at cab on tues at 10, still think the way i should go is bankruptcy but the advisor i spoke to said i shouldnt. so fed up of feeling crap and dreading the postman, i really just need to know how difficult is life after bankrupcy cos it aint a walk in the park now. i have a car loan i thought was finance but was told its not as its a fixed sum loan, the car is registered to my daughter but loan in my name, dont want her to lose the car because of my stupidity, gosh its so confusing k