Need help understanding my CREDIT REPORT

capitaine

I've been doing really well in rebuilding my credit from the ashes until recently and through huge change in circumstances have defaulted on quite a few accounts which have all been passed to debt recovery companies.

Anyway my question is, I decided to check my credit report to see just how crap it was but to my surprise i can't see the accounts on there that once was. Eg, i have a current account with barclays which is up and running and fine - not showing on my file, my lloyds tsb current account, credit card and loan all not showing, orange and vodafone also not showing.

Can anyone tell me why there's no mention of my payment history, defaults, etc??


Thanks

zerog

When did you open these accounts? Are they all registered to the same address? Have you moved house recently? Did you use a different name when you ordered your credit report?