📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Caz counts it down

Options
16791112298

Comments

  • Wordsmith
    Wordsmith Posts: 1,164 Forumite
    I had a rush of blood to the head and PADded £30 to the overdraft this morning

    You sure that wasn't just a reaction from the kick in the head? Are you OK from that, by the way?

    Everything seems to be moving in a positive direction. Great news on your OH's pay rise, and triply nice for it being because he is so good at his job.

    It's raining here, too. I work part-time in a shop and it takes every ounce of my self-control not to pull people over the counter by their shirt collars after the fiftieth person has come in and told me it's raining. I know it's raining; I can see it's raining; I can feel it's raining; I bloody well can't do anything about it!
    "Green pastures are before me,
    Which yet I have not seen;"
    I'd love to be a good example - instead, I am a horrible warning.
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I'm fine, I've got a swede like a cannon ball - my mother tells me I used to bang my head against the house wall for fun as a toddler, which probably explains quite a lot :p

    The third load of laundry is on, 84 strings of beads have been bagged and labelled and I'm about to go and parcel up my orders. The Biblical downpour has been downgraded to a light shower, so it looks like it's going to miss us - Netweather was saying 12.3mm of rain between 3pm and 6pm tomorrow, they've revised that to 0.8mm and their precipitation charts seem to back that up. Phew.
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    1st of August and my horses are in rugs - can't believe it! The personal accounts are looking very healthy this morning, as Mr Minx's share of the bill money hit the overdraft, along with £5.81 from Quidco.

    Anyway, back to bagging and barcoding bead strings for Amazon. 124 left to do :)
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I just wrote my first textbroker article :D If the client accepts it, I get paid a whole €2,79 (about £2.20), but it only took me 15 minutes and that was after triple and quadruple checking things because it was the first one.

    Back to the beads...
  • hillside777
    hillside777 Posts: 357 Forumite
    Hi Caz,

    Just found your diary and I will be subscribing. :D

    I've read the first post and intend reading all your posts. ;)
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • hillside777
    hillside777 Posts: 357 Forumite
    Really enjoyed all your diary. :D
    On one of your first posts you mentioned about getting bird seed for your MIL which made me smile. :rotfl:

    You're doing fab. Keep it up. :D:cool:
    June 16 Mortgage Amount £82,896.15
    Official mortgage end date August 2027 :(
    Current rate 2.59% until August 2020
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    bonnington wrote: »
    Really enjoyed all your diary. :D
    On one of your first posts you mentioned about getting bird seed for your MIL which made me smile. :rotfl:

    You're doing fab. Keep it up. :D:cool:

    I tell you, if anyone wants to swap me 50kg of bird seed for her, I'll happily take them up on it :p

    I logged into the Post Office card this morning to check if the statement had been generated - it had, so that's been paid today. A whole 58p less interest than last month :D I've also had a quick tot up of available business overdraft and money sitting in the Amazon business account compared to business bills falling due this month - and I have all the money I need to get through the month already :j:j:j:j:j So the next £3k that comes in is earmarked for finally getting those chains on order from Hong Kong :j:j:j:j:j:j

    Finn's bargain rug arrived and apart from a few grey hairs and one small stain on the surcingle, it's brand new. The games I'm selling are still getting bids, I'm hoping they'll make a reasonably good price as they're hard-to-get-hold-of old RPGs (the first two Discworld games on PC and the second Golden Sun game for GBA). The old film SLR camera has no bids or watchers and I suspect won't sell even at 99p, but it's not cost me anything to try.

    Back to the beads again - 95 strings to go....
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    It's Friday again (they're coming round so quickly!) so time for this week's scores on the doors:

    (last week/this week/ + or - amount)
    Business
    Overdraft: -£758.13 / -£1,933.32 -£1,175.19
    Barclaycard: -£8750.00 / £8750.00 no change

    Business total: -£9,508.13 / -£10,638.32 -£1,175.19

    Personal
    Overdraft: -£3184.86 / -£2,588.00 +£596.86
    Tesco card: -£1965.00 / -£2,013.83 -£48.83
    Egg card: -£3470.00 / -£3,402.93 +£67.07
    Dental loan: -£1000.00 / -£1000.00 no change
    Post Office card: -£790.00 / -£780.00 +£10.00

    Personal total: -£10,409.86 / -£9,784.76 +£625.10

    Grand total: -£19,917.99 / -£20,423.08 -£505.09

    Not as disheartening as it looks when you consider that I took £1500 out of the business current account to pay myself plus another £637.98 to pay a supplier. I'm particularly pleased to see the personal debt total get under £10,000 - if it's still under £10k at the end of the month I shall be doing this:

    :j:j:j:j:j:j:j!

    Advance warning that next week's business overdraft figure is probably going to look horrendous because I have £2287.51 going to the VAT man and about £300 to eBay.

    The good news is that I finished all the bead bagging yesterday afternoon and have two boxes waiting to go off to Amazon today. Just got a few orders to pack this morning and then we're off to Inverness - we have tickets to see Michael McIntyre tonight, which I'm so excited about because I never thought I'd get to see him in a small venue and I hate arenas for comedy, but he's doing a warm-up gig for his autumn tour at Eden Court and we're about 12 rows back from the front in the stalls :D This is our anniversary present to us (tickets = paper!) so I got on laterooms this morning and we've got a room at a 4* hotel for £85 which, considering it's the bank holiday weekend in Scotland, is a bit of a result.

    See you all tomorrow afternoon sometime :D
  • Wordsmith
    Wordsmith Posts: 1,164 Forumite
    Have a fab time (or, by the time you read this, hope you had a fab time). Sounds just great. And happy anniversary! And it's looking pretty darn good on the debt-busting front, too.
    "Green pastures are before me,
    Which yet I have not seen;"
    I'd love to be a good example - instead, I am a horrible warning.
  • gingababe
    gingababe Posts: 1,040 Forumite
    Part of the Furniture Combo Breaker
    Wow .... That's fab ! Wishing you both a very happy wedding anniversary !
    Have a wonderful time ! Xxxx
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.