Caz counts it down

cazmanian_minx

Mara_uk7 wrote: »

Oooh amazon ... Sale ... My fave words .... Guide me oh great Caz ...

Will PM you now

cazmanian_minx

A sad day today - we found out a friend of ours died on Friday. Only in his early 50s and just got married in March this year. He was diagnosed with MS a few years ago and then type 1 diabetes at the beginning of this year. He started dropping weight alarmingly fast (about a stone a month) and was told by the doctor that it was a side effect of the diabetes. Eventually they did some further tests and four weeks ago he was told that he actually had pancreatic cancer and there was nothing they could do for him.

I suppose it's a sign of my change in mindset that this hasn't made me think **** the debt, I'm going to live life now no matter what the financial cost, but rather has inspired me to get rid of it as fast as possible so I can start living life sooner.

Rest in peace mate. No more pain now.

Knit_Witch

Sorry to hear this Caz - my heart goes out to his family

gallygirl

Oh dear Caz, how sad. A good friend of mine, even younger, also has terminal pancreatic cancer . One of those awful ones that is silent until it's too late :mad:.

I've had exactly the same reaction as you - though trying to live a bit more now as well.

cazmanian_minx

Right, onwards and upwards.

The bangle blanks turned up this afternoon. I'd got 100 in and I knew that I had a website customer waiting for 50. Normally I'd have put 75 on the website and the remaining 25 on eBay, but something made me decide to put the whole 100 on my own website. I emailed the customer to let her know they were here and got an email back straight away: "Sorry, I've cleaned you out and bought the lot" *Never* apologise for spending £200, dear customer!!

I'm still undecided what to do about the tax bill. I have about £610 (on the wrong computer to give you an exact figure) in the offset account that belongs to the business, it'll be just under £700 by the time it comes to pay the bill and I could take it out of the business as drawings. But I've been really stretching my cashflow to build up stock in the business and I could really use that money to put towards the next Hong Kong order as I'm going to run out of charm bracelets before Christmas. So I should really use my personal account overdraft, but that's 19.9%.

I got my draft accounts through from my accountant and have approved them. Turnover was £8500 down on the year, but profit was £1500 up, so I'm making a bigger percentage - now I just need to make more of it. Sales have been really quite brisk for the past few days and August, for some reason, is usually up on June and July. Fingers crossed for a good month.

Mara_uk7

Thats an amazing increase in profit on a lower turnover, your margins must be much better this year.
Dont use your personal overdraft for your tax, use the business account, and only if theres nothing left to buy your stock, use the personal money as late as possible. Who knows, with the new stock and the increased margin, your business ac could have filled up again !
But who am i to say this, probably teachin granny to suck eggs ! Lol
Good to know business is looking up

cazmanian_minx

Thanks Mara, you're absolutely right. Thank you for the order too, I got an Amazon notification that they were shipping something to your part of the country Hope you like them!

Things have been a bit bonkers today. My mother in law fell up the steps to her back door yesterday and went face first into the harling. She looks like a small panda with a nose that encountered a Mike Tyson right hook and has managed to peel enough skin off her right arm that if she was younger they'd be doing a skin graft. The district nurse patched her up and said the bleeding should stop by itself shortly. We rang mother in law at 8pm to see if it had and she said she was fine. At 1.30 this morning we got woken up by her phoning to say that she'd asked her friends to take her up to the hospital as her arm was bleeding quite badly, but she didn't want us to go in. They re-did the dressing and sent her home and the nurse came again this morning. We went in this afternoon and she's remarkably perky (probably because people keep calling in with large bunches of flowers!) but I suspect that in the next day or so it's going to sink in that she could easily have killed herself. She admitted that it wasn't the special shallow steps Mr Minx had built her from paving slabs that caused the problem, it was her not walking the three steps to the bottom of them and trying to climb on to the top one sideways from the ground that had tripped her up - but she won't let Mr Minx build her a hand rail because 'you might as well buy me a ****** zimmer frame if you're going to start putting old people stuff in here' (she's 86!).

So on top of that it's been a really busy day with work. For the past few weeks Thursday and Friday have been quiet days, banking around £85 each. This morning I banked £490 :D:D:D:D:D:D And I have £150 for tomorrow already. I'd hoped to get the ironing pile done before I went into town to attend Mr Minx's physio appointment, but I was packing non-stop until 1.30 and didn't have time! Hopefully this is an early start to the August rush

Mara_uk7

Oh my .. Poor MIL , she must have gotten an awful fright. And you too .. The panda description did make me smile tho, my granny did something similar a few years ago, she looked like a panda too

She used to worry about the " poor old soul" who lived next door . Granny at the time was 95, the poor old soul was 93 ... And just as fit as each other ! Mind you,she told me one day that i should slow down a bit as i wasnt getting any younger .... I think i was 35 at the time !

Glad business is doing ok, my order was only a drop in your bucket, my neices are coming next week, so i will educate them in the art of jewellery making .

cazmanian_minx

We were woken up by thunder this morning - I love a good storm It was a nice surprise to find that the dog wasn't remotely bothered by it. I went out to take the fly sheets off the horses before they got chilled (the wind was picking up and a horse in a soggy fly sheet in the wind is generally a fairly miserable soul). Finn was wearing his new one, which arrived yesterday, and just as I was undoing the last buckle on the front before taking it off, we had a very close lightning strike. The poor pony jumped out of his skin, landed on the surcingle strap and there was a RRRRRRRRRRRRRIIIIIIIIIPPPPPPPPPPPPPPPPPPP noise.... Fortunately it's not too badly damaged and I've managed to cobble it back together (repairing fly sheets is half darning half crochet!) so it's ready to go back on him once the rain stops and the flies descend.

Anyway, it appears to be Friday once more, so I shall stop waffling and give you some scores on the doors.

(last week/this week/ + or - amount)
Business
Overdraft: -£-7712.19 / -£6332.99 +£1379.20

Business total: -£-7712.19 / -£6332.99 +£1379.20

Personal
Overdraft: -£0.00 / -£35.93 -£35.93
Egg card: -£3280.00 / -£3280.00 no change
Barclaycard: -£2535.00 / -£2535.00 no change
Nationwide card: -£2685.00 / -£2658.15 +£26.86

Personal total: -£8500.00 / -£8509.08 -£9.08

Grand total: -£16,212.19 / -£14,842.07 +£1370.12

I'm not getting too excited because I have a heck of a lot of money coming out of the business account next week, but it's temporarily looking pretty good

Mara_uk7

Oh go on ....get excited !

Yes Thor is showing off his power over this side of the water too ! I love lightning