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Caz counts it down

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Comments

  • Thanks guys - he's just gone for the renewal. Eager_Elephant, he did try LV=, but by the time he'd added on all the extras (business use, hire car provided in case of a claim - we don't have anywhere up here that does hire cars, so that's quite important - etc.), they came in more than £150 extra.

    Some more good news today:
    • £315 banked :j
    • My transcription work passed the proofreader with an A1 :j
    • I'm back on shift for transcription tomorrow and I've already been assigned a 30 minute file, so I can get cracking first thing :j
    Just for fun, I've been working out how many minutes I'd have to transcribe to completely pay off my personal credit card debt.


    Total CC debt: £9725 (£25 paid to NW card yesterday!)
    Earnings per minute for interview files: 43p
    Minus tax and Class 4 National Insurance: - 12.47p
    Net earnings per minute for interview files: 30.53p
    Minutes of transcription required to pay off debt: 31,853.9 :rotfl:


    That's 530 hours 53.9 minutes or just over three weeks :rotfl: Ah well, assuming the file I'm doing tomorrow gets accepted, I've done the 53 minutes :D
  • mfmaybe
    mfmaybe Posts: 1,176 Forumite
    Tenth Anniversary 1,000 Posts
    I think that's a brilliant way of looking at it! Wow, only 3 weeks, huh? Better get transcripting :p
    0% card was £1126.91 / Now £1502.37

    AFD March 2/15 NSD March 2/11 :T

    Other debts paid since 1/1/14: £17,005
  • Sorry, running late with the scores on the doors today - transcription job :D

    Business
    Overdraft: -£-8629.55 / -£7944.26 +£685.29

    Business total: -£8629.55 / -£7944.26 +£685.29

    Personal
    Egg card: -£5035.00 / -£5035.00 no change
    Barclaycard: -£2260.00 / -£2260.00 no change
    Nationwide card: -£2455.00 / -£2430.00 +£25.00

    Personal total: -£9750.00 / -£9725.00 +£25.00

    Grand total:18,379.55 / -£17,669.26 +£710.29

    It shouldn't actually be looking as healthy as that, because I made the supplier payment on the debit card and it hasn't cleared yet - that'll take £875.46 out of the business account. But that's a problem for next week's scores, which will be dreadful anyway because of the month's drawings :)

    I've added a transcription minutes counter to my sig - not sure if it's going to be motivating or not, because it's a horribly big figure! That's not taking into account the normal payments I make though, so I don't actually have to get that far - I suppose each time I make a normal payment, as opposed to an overpayment, I can adjust the target total accordingly.

    We had the most astonishing northern lights display last night. These were taken from my back garden, before I started to freeze to death and had to go back in.

    12836058814_8ec1f794cc_z.jpg
    20140227-IMG_8232 by Caro Jones, on Flickr

    12836053064_48196d35da_z.jpg
    20140227-IMG_8235 by Caro Jones, on Flickr

    12835617435_9a0528e70e_z.jpg
    20140227-IMG_8237 by Caro Jones, on Flickr
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Last night was amazing wasnt it, I sat outside and watched for over an hour, It doesnt matter how often I see the Merry Dancers, I still get mesmerised. Best show Ive seen in years !
    Its just a bad day, Not a bad life .. :cool:
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Busy day. I sent out orders this morning because I made a mistake with someone's order earlier in the week, she let me know on Friday afternoon and I didn't want to wait until Monday to fix it for her. Then it was off to Wick on my own (Mr Minx was waiting in for roofer number two to come and look at the leaky kitchen roof) to collect Protexin and dog food from the tack shop (£73.50), do the weekly shop (£68), fill up the car (£64), get the bits of the weekly shop the big Tesco in Wick didn't have at the smaller one in Thurso (£8) and drive home.

    Got back at half past two to find Mr Minx scratching his head over the mounting block he's making me - I'd measured up this morning and told him 85cm, he'd built the frame and thought it looked a bit large, so he'd waited to see what I thought. Er, yes, it was a bit on the huge side, so I went and grabbed a pony and a tape measure and worked out that the height I wanted *wasn't* level with his elbow, it was the height of his back minus the length of my inside leg plus a bit. We've settled on 60cm and Mr Minx will finish it off tomorrow :)

    After that I gave the house a Saturday afternoon blitz, which is the third weekend in a row and is looking dangerously like it might become a habit ;) I've found that if I spend an hour to an hour and a half cleaning and tidying on a Saturday afternoon, all I have to do during the week is hoover the living room round about Wednesday afternoon.

    The poor dog hadn't had a good run all week (she potters about when I do the horses, so she's out for an hour and a half to two hours in the fields every day, but that just about keeps her sane, it doesn't really tire her out) so I took her down to the beach and she spent a happy half hour running flat out after ringed plovers, screaming her head off in excitement!

    This evening we've been vegged out in the living room, sharing a pizza from Tesco's chilled section and watching the Foo Fighters - Back and Forth film. Rock on :)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Wonderful that you saw the Northern Lights..we are just too far south altho I think they got to Gloucester :D

    Really pleased about your transcribing work Caz...as a certain huge retailer says..every little helps...;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • castlelough
    castlelough Posts: 319 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Wow Caz, fantastic photos!
    Congrats on getting the transcribing work!
    I'm off to check out that archaeology course you recommended!
    x Castle
    Debts: Credit Card: €6000 ---> €5050 Feb 25 \ Overdraft: Step 3/100
    Savings: FF Fund: Step 23/100 \ CU: 3755/4000
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Lazy day today :) Ish. The boys got weight-taped and were both found to have put on 12kg in the last fortnight, so feed has been adjusted accordingly. Two loads of laundry got done (one lot of clothes and the sofa throws), I finished my free online equine nutrition course, watched the rest of the videos for the first week of my archaeology course, did the reading and started the assessments. And ate a lot of crisps :o

    I also had a look through the pictures I took of the dog on the beach yesterday. I'm quite pleased with a couple :)

    12875622474_19a315e6ac_z.jpg
    20140301-IMG_8354 by Caro Jones, on Flickr

    12875196365_8470ca818c_z.jpg
    20140301-IMG_8349 by Caro Jones, on Flickr

    And this is what happens when she sees a ringed plover - it's noisy....
    12875190955_e31c2c696b_z.jpg
    20140301-IMG_8321 by Caro Jones, on Flickr
  • castlelough
    castlelough Posts: 319 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Oh Caz he is a beauty! Is he a cocker spaniel? Great photography!
    Debts: Credit Card: €6000 ---> €5050 Feb 25 \ Overdraft: Step 3/100
    Savings: FF Fund: Step 23/100 \ CU: 3755/4000
  • cazmanian_minx
    cazmanian_minx Posts: 4,048 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Oh Caz he is a beauty! Is he a cocker spaniel? Great photography!

    Thank you, on both counts :D Yes, she's a two-year-old working cocker spaniel. We got her from a breed rescue (NESSR) in November 2012 - unfortunately rescues had a wave of black working cockers arriving at that time because of the pictures of Kate Middleton with hers published earlier that year; a lot of people went out and bought them without doing much research into their needs and then got rid of them when they got past the cute puppy stage and actually started needing exercising properly :mad:
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