Hit by another car in supermarket car park

adamc260

Charliezoo wrote: »

The trouble was it was clear and safe, this car came speeding around the corner and straight into the side of my partner's car, you can see from the damage on my partner's (it's on the side, not at the back) that he's not reversed into the other car.

Ah right, the original posts weren't as clear as that. My apologies.

Sgt_Pepper_2

adamc260 wrote: »

Ah right, the original posts weren't as clear as that. My apologies.

His 3 mates may say otherwise.

adamc260

Sgt_Pepper wrote: »

His 3 mates may say otherwise.

They very well may, but if they're in the vehicle they won't be classed as an independent witness and for the purposes of liability will be inadmissible.

patman99

Stick-in a claim and tell the insurers you will not settle for a 50/50.
As the oik was really abusive and you have his address, why not report him to the Police.
Down here in Essex they treat 'road rage' very seriously.

McKneff

Charliezoo wrote: »

A mistake? This boy racer in an old, lowered Astra tried to squeeze behind a reversing car at speed while he couldn't actually see then proceeded to get out and threaten my partner screaming obscenities about an inch from his face and then got his dad to phone the next day to tell him to pay cash to some random garage to fix the damage his idiotic teenage son inflicted on his own car while showing off to his 3 mates.

Seriously if this was a kid who'd genuinely made a mistake and was polite about it I'd be thinking very different about the whole situation.

When I say 'screw him over' I just mean putting in a claim which will obviously cost him, not doing anything wrong or malicious at all.

I understand your anger, Ive been hit twice but was lucky enough for the people who did it to wait (i wasnt in the car)
but when you said 'screw him over' it sounded pretty malicious the first time you said it, to me it did anyway,

He did make a mistake, he was probably so angry with himself he just took it out on the first person he saw, we've all done it.

Have you informed your insurance company.

Paradigm

McKneff wrote: »

After any incident you are required to inform your insurance company whether you make a claim or not.
They wont be best pleased if it all comes out later and you havent informed them. You would be breaching your contract terms.
Its in the terms and conditions of all policies.

Of course you're right but when it comes to the crunch (sorry) for a minor bump I'd be looking at trying to get things sorted without involving the insurance co's.

Months of faffing about before they decide it's 50-50 & you lose (possibly) some no claims. Even if you don't you'll have to declare the claim for the next few years generally resulting in increased premiums... all for the sake of £200 damage! Nope, doesn't appeal to me in the slightest.

Yes it's a risk & you have to be dealing with reasonable people but it can be done, although in the OP's situation they don't seem the reasonable type