Accept Offer?

bluebird1878

Hi , Im sorry if this has been posted before but im new! Basically to cut a long story, i took a credit card out about 7 years ago, use it occasionally, pay it off-claimed for the insurance and they have come back with a first offer of 340.00 i dont really know how much to expect so should i take it gracefully or forward it to the ombudsman and maybe get a little more? thanks in advance for any replies

mrcow

No one can advise you on this without you telling us how much you are actually owed. How have they worked out the amount? Is it the full amount originally paid including interest?

Wywth

bluebird1878 wrote: »

Hi , Im sorry if this has been posted before but im new! Basically to cut a long story, i took a credit card out about 7 years ago, use it occasionally, pay it off-claimed for the insurance and they have come back with a first offer of 340.00 i dont really know how much to expect so should i take it gracefully or forward it to the ombudsman and maybe get a little more? thanks in advance for any replies

What makes you think you were mis-sold PPI in the first place?

How much PPI were you actually charged if, as you say, you only use the card occassionally and pay it off?

How much did you ask for in your complaint?