Bi-fold door security requirements

Parking_Trouble

I have just had bi-fold doors installed at the back of my terraced house. It is a secondary door. No traffic door. Four panels with two Debar handles. Top and bottom shoot bolts into the track.
Handles on the inside. No locks. No handles or locks on the outside.

Supplier says it complies with insurance.

Any thoughts? I would have thought it needs key operated locks but i can see that you nned to break the glass to open the doors.

huckster

If it is not an entry/exit door from the property and there are not unusual terms regarding internal security, then this is not an issue.

If you could use it as an entry/exist door to to/from the property and there are security requirements under you policy, then you need to have relevant key operated bolts to stop it being forced open. So as you are clearly worried and don't believe the installation company, speak to a security/locksmith company, that provides relevant physical security for this type of door. They may be able to provide additional security.

*Scarlett

Depending on the level of contents cover that you require and your postcode area, it may make little difference to your insurance premium if you have approved locks or not.

You can do a few quotes online with and without declaring approved locks to see what impact it has on the prices you are getting.

If you are in an area that the insurer classes as a higher risk or you have high value contents, approved locks may be required.

This would apply to final exit doors to the property.

If the doors that you have fitted are not final exit doors then they should not impact your policy.