Evacuated from house. What receipts should we be keeping?

dacouch

Insurers and Loss Adjusters like paperwork, if you can take a print out from the Tesco website showing the list of food and prices, then give them this.

You're perfectly entitled to claim for half used packets and home cooked food (The cost of ingredients).

I also suggest you buy an A4 diary, keep a summary note of conversations with the Insurer and LA. Make a note of any time scales they give along with their name / the date and time. This is really helpful when / if they deny conversations or things drag on.

A large Insurance claim is like anything large project in that the better you prepare and keep records, the easier it is.

dori2o

OK, spent most of the night cleaning up the kitchen as the kitchen roof is leaking very badly.

It has leaken in the past but only a spot or 2, this however was a different story.

The kitchen is the furthest point of the house away from the blast which happened a street away. The increased leaking can't really be down to that could it? The experts say the blast went outwards and also down which is why so many houses in the immediate area 'jumped' with the roofs of the houses in the area closest to the blast lifted upto a couple of feet off the properties.

I don't think it's anything I can include in the claim.

pooch

dori2o wrote: »

We have been caught up in the incident in Shaw, Oldham where a young boy has died after his and neighbouring houses were reduced to rubble after an explosion.

Luckily we have somewhere to stay but all we have are the clothes on our back, and my bank card. Everything else is in the house and we cannot get to anything. It will potentially be anything upto 4 weeks before we get our house back.

We are going out to buy a set of clothes each as we can't stay in the same clothes.

Then theres the fact that the electric/gas and water has been turned off, so our 2 freezers full of food will be worthless.

I have not yet been in touch with the insurers as suprisingly there has been so much to do.

Any advice would be appreciated.

(we do obviously have buildings AND contents insurance)

Don't worry. You still have access to MSE and we don't care if you get a bit 'whiffy'

pooch

dori2o wrote: »

yes we took photos

Care to share?

dori2o

pooch wrote: »

Care to share?

Don't really think it is appropriate.

The Loss Adjuster came this morning and had no problems at all with what we were looking to claim.

He needs written quotes for the windows and the laminate floor but other than that he's happy with the food valuation, he's happy with the expenses so it's just a case now of waiting for the claim to be finalised.

Finally looks like we can start to get back to normal.

dacouch

Keep on top of them as they often get side tracked by other claims, don't be embarrassed to ring and politely chase them up if you don't hear anything in the time scales given