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is my husband classed as a home owner?

hi. need dome advice please. i own a house with my mum which has bin mine n my husbands marital home for 9 years now. i dont work due to having baby, my husband does. were looking into taking out a loan, buy im not sure wot to put wen the lenders r asking online whether hes a homeowner or not. can someone please tell me if hes classed as a homeowner or not? thank you

Comments

  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    If his names are on the house deeds he's a homeowner-if they aren't -he isn't so No.
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • newbutold
    newbutold Posts: 753 Forumite
    Part of the Furniture 500 Posts
    If the deeds are in your name & your Mums only then no, he is not a homeowner. Regardless of the fact that your are married and he has lived their for X years.
    If my posts have random wrong words, please blame the damn autocorrect not me :D
  • Would the fact that he is a beneficial owner not have any relevance?
    Don't lie, thieve, cheat or steal. The Government do not like the competition.
    The Lord Giveth and the Government Taketh Away.
    I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)
  • phill99
    phill99 Posts: 9,093 Forumite
    Part of the Furniture 1,000 Posts
    Have you heard of grammar?
    Eat vegetables and fear no creditors, rather than eat duck and hide.
  • Kynthia
    Kynthia Posts: 5,692 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If it's not in his name then for the purposes if obtaining a loan he's not a homeowner.
    Don't listen to me, I'm no expert!
  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    Part of the Furniture
    phill99 wrote: »
    Have you heard of grammar?

    ????? What's that got to do with anything?
    Be Alert..........Britain needs lerts.
  • betmunch
    betmunch Posts: 3,126 Forumite
    phill99 wrote: »
    Have you heard of grammar?

    Yes, shes a lovely old lady, always knitting and giving out Grandads Toffees!
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • angrypirate
    angrypirate Posts: 1,151 Forumite
    paddedjohn wrote: »
    ????? What's that got to do with anything?
    Grammar, correct English and correct spelling makes posts much easier to read. Txt spk isnt clr & not easy 2 read.
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