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£500 benefit cap per household?

Trying to understand the benefit caps that are supposed to be coming in next year.

If all under 25yr olds can not get housing benefit on their own and have to move back in with their parents, then what id they have children?

If a daughter under 25 moves back in with her Mum and Dad and she has 2 kids, is this counted as one household?

Will they only get £500 benefit total cap per household? What if the rent alone is £300 because they live in London? Are they all supposed to live on 200 to pay bills and food every week?

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    If the daughter has kids of her own then she can get a house of her own even under 25.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • fluffymovie
    fluffymovie Posts: 1,417 Forumite
    Part of the Furniture Combo Breaker
    Hello

    The plan to stop HB to under 25's is likely to form part of the Conservative's re-election campaign and is not intended to come in before the next election so doesn't come in next year like a lot of the other changes.

    The benefit cap will not affect all households and the reduction will be made from Housing Benefit firstly. This means that you may receive less HB than your rent but your living costs would be covered.

    http://www.dwp.gov.uk/docs/benefit-cap-faqs.pdf
    I currently manage a Housing Benefit service and have been working in Housing / council tax benefit (as was) since 2001.

    All views expressed in my posts are my own opinions and do not necessarily reflect those of my employer.
  • raven83
    raven83 Posts: 3,021 Forumite
    Part of the Furniture Combo Breaker
    I don't know people keep going about all this, it wont happen as the tories won't win the next election.
    Raven. :grinheart:grinheart:grinheart


  • samjef11_2
    samjef11_2 Posts: 454 Forumite
    raven83 wrote: »
    I don't know people keep going about all this, it wont happen as the tories won't win the next election.
    How do you know have you ask them you never know their are people who like what they are doing.
  • annie1975_2
    annie1975_2 Posts: 626 Forumite
    HappyMJ wrote: »
    If the daughter has kids of her own then she can get a house of her own even under 25.
    So they will just go out and get pregnant to get a house ,I thought the whole idea was to stop this from happening?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    annie1975 wrote: »
    So they will just go out and get pregnant to get a house ,I thought the whole idea was to stop this from happening?
    I think a single parent aged under 25 with no job would find it very difficult to rent a 2 bedroom house. Young couples aged under 25 can move into a 1 bedroom flat so all they really need is just a partner and no children. Do young adults really think about having a baby to get a flat of their own and more money coming into the house? I certainly never thought of it like that. Get job first then get house then get pregnant after getting a secure partner.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Takeaway_Addict
    Takeaway_Addict Posts: 6,538 Forumite
    Part of the Furniture 1,000 Posts
    raven83 wrote: »
    I don't know people keep going about all this, it wont happen as the tories won't win the next election.

    I think generally they have done a good job considering the circumstances left to them and alot of what they did Labour would have done as well because it had to be done.
    Don't trust a forum for advice. Get proper paid advice. Any advice given should always be checked
  • I would not worry too much about anything in any party's manifesto - it all get's dropped or postponed as soon as it suits. That said, if we're part of the Euro Superstate by then, we can always introduce Germany's Hartz IV system, assuming they're not up to V, VI or VIII....
  • Darlyd
    Darlyd Posts: 1,337 Forumite
    When is the next major election?

    I don't know how I feel to be honest, I suppose the cons are trying to sort our country out which is a good thing for us tax payers but bad for those who can/will not find work..

    There just are not enough jobs for everybody, not with all the lay off's even with the public sector.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Future benefits policy discussion belongs in Discussion Time, where there are already threads discussing this.

    If the OP has a specific question for help with their entitlement, then they should post a new thread on just that.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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