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Personal Injury Claim against me.. need help!
kbeck
Posts: 2 Newbie
Hello,
I am new to this fourm. I need your help. In March I was driving home from work and had a small collision with a motorcycle. We were at a stoplight and I thought he had taken off, his bike was the same color as my car...everyone else went but him. I hit him maybe going 3 mph.. we didn't go past the white line of the interection. The driver did not come off his bike but did lean forward. I do realize that I am at fault. My insurance only covers up to $25,000 of injury. He is trying to claim $100,000 in injuries. I'm not denying that he got hurt.. my question is what happens to the difference of $75k? Will my insurance company fight it or will they come after me for money? I am a 20 year old single mom with a 4 year old. I live on my own.. I don't have this kind of money.. I can't even afford for my insurance to go up, and thats if they don't drop me. What do I do? I don't make enough money to have my wages taken from me.. or even to hire a lawyer.
What are the chances of the driver settling for 25k?
Please.. any help.
I am new to this fourm. I need your help. In March I was driving home from work and had a small collision with a motorcycle. We were at a stoplight and I thought he had taken off, his bike was the same color as my car...everyone else went but him. I hit him maybe going 3 mph.. we didn't go past the white line of the interection. The driver did not come off his bike but did lean forward. I do realize that I am at fault. My insurance only covers up to $25,000 of injury. He is trying to claim $100,000 in injuries. I'm not denying that he got hurt.. my question is what happens to the difference of $75k? Will my insurance company fight it or will they come after me for money? I am a 20 year old single mom with a 4 year old. I live on my own.. I don't have this kind of money.. I can't even afford for my insurance to go up, and thats if they don't drop me. What do I do? I don't make enough money to have my wages taken from me.. or even to hire a lawyer.
What are the chances of the driver settling for 25k?
Please.. any help.
0
Comments
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Your insurance covers you for £250,000 by law, which is the minimum value for underwriting a policy.
So dont panic !Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
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to my knowledge I am only covered up to $25,000. I'm scared they will come after me personally. Is that possible? Is that what happens if they don't settle with my insurance company?0
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This is a UK forum!0
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You better consult a personal injury lawyer so that you could get an expert advice, because any of your mistakes can cost you.0
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He was nudged from behind, didn't come off and claiming a $100k?!
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Its the USA, you can be sued for $1m just for looking at someone the wrong way!
As others have said, US law & insurance is very different to the UK and you need to speak to someone with proper knowledge as it isnt inconsequential sums of money being discussed.0
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