Sample Portfolio Ideas - Help Required

jabbahut40

BLB53 wrote: »

The biggest drag on returns, in my experience, is charges. I would be looking to move into funds or trusts where ongoing charges (TER) are less than 1%.

Possibly consider a few trackers like Vanguard or Investment Trusts eg City of London, Murray etc.

Moving now should not be detrimental as you will benefit from the upturn more with the new investments - so you are not really crystallising losses, just changing horses, so to speak.

Thanks. I had a quick look at my provider site (Fidelity Fundsnetwork) and could not see any of the trackers you mentioned.

srcandas

jabbahut40 wrote: »

Invesco Perpetual High Income Acc 10.4%
Aberdeen Emerging Markets Acc 7.1%

Jabba as of now the above two we share. But in reality that is not the whole story. It is the makeup of the portfolio and more importantly the portfolio objective.

Just to give an idea I currently hold:

Aberdeen Emerging Markets Bond
Aberdeen Emerging Markets Acc
Australian Natural Resources
Henderson China Opportunities
Invesco Perpetual High Income Acc
Investec Emerging Market Local Currency Debt
Troy Trojan Fund
Vanguard LifeStrategy 20% Equity GBP Accumulation

the latter being the lion's share but I have over 50% in cash at the moment.

Yup very cautious but as the European disaster unfolds into the autumn I hope to increase my equity exposure

And in parallel I'm holding Tesco and Lamprell but that changes daily.

As for losses I think it best to look at your portfolio with today's evaluation. You cannot realize losses, you can only realize gains.

You can limit losses but you may be limiting recovery.

Having been digging into investing in a serious way I have concluded that accepting loses is the key factor to success. But I maybe wrong