Cat D write off

opinions4u

Absolutely no expertise on this one from me.

My daughter has just tried to trade in her rather ancient car and been told that is a category D write off and only has a trade in value of £50.

1. Does this sound reasonable?
2. How did she manage to insure it?
3. What comeback, if any, does she have with the garage that sold it to her 18 months ago?

Thanks.

newbie1980

take it to a scrap yard most pay £150+ per ton

opinions4u

newbie1980 wrote: »

take it to a scrap yard most pay £150+ per ton

It's a likely outcome.

Thanks.

[Deleted User]

What car is it?

Model, year, ect...?

opinions4u

ilikethesimpsons wrote: »

What car is it?

Model, year, ect...?

T reg Fiesta Zetec with a 1400 engine and over 100,000 miles on the clock. Not sure about much else.

mcjordi

cat d on a fiesta was probably a dent in the wing

would still do £300 with some mot and tax

£50 is he having a laugh.....

[Deleted User]

If it has some M.O.T. On it, even as a cat D, it should fetch £400-£500 on eBay.

People at the cheaper end of the market don't mind if a car has a history, as most at that end of the market will have had some work done.

And a cat D on a car that cheap could be as simple as it needing a new bumper or wing, not worth the insurance repairing, but easy and cheap for an amature mechanic to repair.

Out Astra was bought as salvage on a cat D, the previous owner bashed in one of the rear doors, and then claimed on insurance, insurance wrote it off, we bought it from a salvage auction, and found a scrapyard door in the same colour for £40.

So as you can see, cat D is nothing to worry about.

Having said that, the seller was wrong not to tell you, but a H.P.I. Check would have shown this, if you had done one.

mcjordi

tell the dealer to sod off and whack it on gumtree/ebay etc you will make 300+ on it
its worth 200ish on the bridge.. ive bought many a cheap car with history

my 106 should of been a cat c maybe d at a push but the assessor said he didnt want a shed back on the road so made it b.. what a c unit.. he got a good telling.. only needed a boot lid.. just aswell he made me a decent offer for it wouldnt care it had 11 months mot on it

zita

Hello Everyone...I'm after a bit of advice please...I'm looking to buy a car which is advertised as: "the vehicle is listed on category d due to previous engine problem, however new engine is fitted now"...the asking price is about 1k off the market price. Should I take my chances? Would my insurance be more expensive because of it?...thanks in advance for your help

forgotmyname

Unlikely a car to be written off for engine problems.

Unless it was stolen and they blew the engine up.

If you dont know what your looking at then dont touch it..

Some companies wont touch it others may insure it for a lot less than its non CAT D value.

CAT D on an older car maybe minor damage on something newer it could have been a big mess. Repaired properly or not do you have the knowledge and skill to tell?

in your case.. AVOID...

Hintza

Probably flooded.