help!

herculesrockefeller

My Barclaycard Platinum 0% period ends next month. I also have debt from my 'spending' card that I'd like to shift (total of both comes to just under 5k). B'card are offering further 6 months of 0% on a balance transfer or 6.9% on lifetime of total debt. I want to rationalise this debt and get it in one place. Maybe switch both to a new long period card? If anyone has any tips on what might be best to do I'd appreciate it.

thanks

jo-bo

It all depends on if you can pay off within the 0% period. Might be a better idea to transfer b/card to your spending card (if possible) and then transfer back to b/card at 6.9%, you'd have to pay 2 transfer fees so factor that into the equation. HTH

herculesrockefeller

would that mean that i take the scissors to the barclaycard in meantime and then return to them with fresh application. my virgin spending card are offering a BT deal at the moment but I'd then have to find a new spending card ??
thanks for earlier reply