Who doesn't have a stock cupboard

mama67

:T

GreyQueen wrote: »

Pops, the so-called pop-up tents are very cheap and are really aimed at the summer festival crowd. You could use one indoors, in extremis, to snuggle up into if the heating was off or, heaven forfend, unaffordable.

I own a small backpacking tent which cost 4 x a pop up even on sale but it has an extremely high rating against water ingress (5000 as opposed to 1500). I wouldn't want to camp outdoors in a rainy country like the UK in a pop-up but they'd be fine for emergency use indoors.

Of course, my Banshee 200 needs to be pegged out to have it's structure, unlike a pop-up.................

my DS2 has a popup and sometimes puts it up in his room to "campout" inside. dead easy to put up but a bu&&er to fold away again.

quintwins

pops you can go on a holiday with your mums savings aslong as it isn't an extreme over the top but you can get all include deals for around £300 last minute, you shouldn't have to go cold or hungry either, once you hit £8k you'll be able to live as you are now (more or less there is likely to be a few cuts thats why i would try get to that situation as quickly as you can as if any of your benefits are under universal credits there is a small safe gaurd in place for a few years that you won't be worse off) but with a small nest egg that will allow you to stock up on cheap deals and put extra on your elec and gas and winter then hopefully save some in summer, i know it's awful not knowing whats going to happen but i do feel you will be ok.


We hope to have a plot before were transfered over to universal credits, at that point we will just get work done as and when we have the money rather than saving it, i agree £16k is alot but in the scheme of things isn't much at all.

BTW when my mum inherited some money she was advised to buy a new card, aslong as it's 2ndhand and not extremely overpriced they were happy, she spent over £3k on a car so it's not a case of you have to pinch every penny so they can't say you didn't try live on it, it's more a case of you can't spend crazy amounts to make you entitled to benefits.

or you could always put it down as a deposit on a house for some reason it's ok to do this but not ok to save up and buy one outright, the goverment clearly want us to help keep the bankers rich.

Popperwell

I wondered if I could buy the house I am in and use Mum's money towards it(I have no savings)it was not worth having any, it took so long to run Mum's bank account she passed away before we could use it to benefit her and this house.

I had to use my little bit of savings to but a washer, a tumble drier and a news fruidge/freezer.

I could have used Mum's savings and intime reduced them by doing good with them. It didn't happen so my savings have gone and so will her's and I'll not see much benefit by the looks of things...

I could do with some mattresses(maybe a new bed, carpets, the place decorated)but if I thought I have to move I don't want to pay for carpets I'll leave behind. Being alone I can live with old stuff.

I could do with a new sofa and a couple of chairs but if I have to move and there isn't the room for them I am wasting money but for my remaining years it would be nice to have the place done up.

Someone said get a stairlift and/or a mobility scooter..it's a thought.

On a personal level I could do with my teeth being fixed and a set of dentures something else to spend Mum's money on...

I'll get advise from CAB and see if I can as you say have a holiday perhaps see a show at a local theatre, keep the internet going etc...

I can see why genuine people are sometimes tempted to be dishonest and why often older people hate to use banks...

I don't have anything else, all my income is from benefits and if they stop. Who knows where we'll be...

My house is worth a lot I suspect(going by the prices in the estate agents)I may one of the last renting in this location and even though I've lived in it for over 50 years and my name is on the tennancy, at 55 I cannot see that happening but it would have mean I have a house and a roof over my head.

Then again if you buy you are responsible for repairs(not cheap)you know water leaks, rewiring and so on. In my case renting is still probably best. I suspect some work needs doing now which I will have to report.

If things had stayed as they are now, it would be tight but I probably could just about manage but no luxuries...

So much to think about

We will get back to discussing the original topic eventually but this is filling time and space. The situations we find ourselves is why we are having to have a store room in the first place...

Not in my store room but in a way it is to do with storing food and making a store of food work for you...

I bought some chicken thighs, drumsticks, diced chicken and belly pork for the fridge/freezer to make meals in the last day or two(should get a few meals out of that selection)May look for some suggestions on other threads on MSE.

That's approx £8. As I eat less and the portions are small that should do approx 12 meals...if I suppliment with other items so the meals will be approx 75p-£1.50 per meal but hopefully nutrious.

I eat a lot of cold meals(salads, sandwiches etc...)but hot meals help keep you warm...

quintwins

def don't need any help keeping warm here today.

I don't think you could buy your house at 55 with no income, but if your on the tenancy you may get some dicount threw the right to buy scheme, just a thought.

On the stockcupboard front i'm gonna be living out of mine for a few weeks (well that and the freezer) it prob won't make a dent anyway since i have so much.

adelight

popperwell you may well get lucky and be able to swap with a family needing a bigger place into somewhere smaller but nicer.
If you are able to take a holiday consider a last minute cruise. My parents love them as they are so relaxing and you get great deals if you are flexible. No flying, delicious range of food and drinks included, friendly atmosphere, entertainment, take you right to all the best tourist spots (some excursions are pricey but you can book your own or go it alone) and they are often accessible and very accommodating to people who need special arrangements.
I don't know where abouts you are in Durham but there are some areas where £20k will go a long way towards buying a house. It's one of the main reasons I aspire to eventually move up North- I will be able to own a flippin property!

I know you have probably thought about all those things but I really hope everything works out ok for you.

quintwins

this should prob go on the winter thread (i might post it there aswell) but this might interest tink and pops
http://forums.moneysavingexpert.com/showpost.php?p=54752025&postcount=417

Popperwell

adelight wrote: »

popperwell you may well get lucky and be able to swap with a family needing a bigger place into somewhere smaller but nicer.
If you are able to take a holiday consider a last minute cruise. My parents love them as they are so relaxing and you get great deals if you are flexible. No flying, delicious range of food and drinks included, friendly atmosphere, entertainment, take you right to all the best tourist spots (some excursions are pricey but you can book your own or go it alone) and they are often accessible and very accommodating to people who need special arrangements.
I don't know where abouts you are in Durham but there are some areas where £20k will go a long way towards buying a house. It's one of the main reasons I aspire to eventually move up North- I will be able to own a flippin property!

I know you have probably thought about all those things but I really hope everything works out ok for you.

Lots to consider and think about.

Popperwell

quintwins wrote: »

this should prob go on the winter thread (i might post it there aswell) but this might interest tink and pops
http://forums.moneysavingexpert.com/showpost.php?p=54752025&postcount=417

That would be great if available here...

Lunar_Eclipse

I don't really, but am a frequent food shopper (every few days) so it's not really necessary. I usually have 2-4 cartons of tomatoes, tinned tuna, a jar of pesto and 1-4 tins of baked beans in at any one time (depending on whether I've just been shopping and bought a 4-pack!)

I currently have zero pasta, rice and potatoes in the house, nor are they on my shopping list for tomorrow, but I do have a few bags of flour so could make bread for a few weeks if I needed to. I only have the next two nights' evening meals in hand.

Beyond a sack of rice, tinned beans and tomatoes for true disaster type emergencies, I don't want to have lots of food (or anything else!) in the house. Less is more for me.

Popperwell

Saver,
At 6.30am a couple of sundays ago a letter was put through the letterbox from the water compnay saying the prssure may drop and there was a possibility the water would go a funny colour(but probably still be safe if boiled)as they would carrying out work between Mon-Fri.

Like you I thought I can always have a sponge down but I have the water I have stored plus milk and/pop and so I could still have a drink and I could even fill the bath.

I forgot about it, never ad a drop in pressure and never had a change in the colour of water. So whether that was because I was not runing my tap all of the time so it ever cae into my house's plumbing or they did a good job, I'll never know.

But without warning and seemingly no one calling with freebottled water, it is a good you had something to drink in the house...and were prepared.

Tied in with this I have been buying the still and fizzy 2litre water Tesco's have been doing for 18p a bottle. Can't move for it,tonight however there are only a few bottles in stock.

Now has there been a run on it or are they stopping doing it or changing the price etc...or just bad at reordering...

Because it is funny quite a few items have not been available in the last day or two...or have shoppers been watching their budgets lately? Or doing a bit of what we are storing items in a kind of store cupboard?