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Money Leaving Account

Hello,

First time poster here!

A quick query. I purchased an item from a well known high street retailer 10 days ago using my visa debit card. To date the funds have not left my account and the money is not showing either on my available balance? I have checked the receipt and all appears in order. At what point should I expect the money to be taken or do you think there has been a fault somewhere along the line?

Thanks

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    It does get on my nuts when people says 'from a well known etc'.
  • Adjams
    Adjams Posts: 2 Newbie
    Thanks for the helpful and informative response.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I believe they have up to 6 months? But I may have picked that out of thin air...
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They have the right to claim the funds from you for up to 6 years.
    You get nothing for nothing.

    It is rare that this will not be picked up at some stage in the future.
  • trikidy
    trikidy Posts: 289 Forumite
    Is it Argos?
    SwagBucks Challenge: 402/849
    Updated 31/08/2012
    Joined 06/07/2012
    Total: £40 Amazon Vouchers
  • Plxply
    Plxply Posts: 594 Forumite
    coldcazzie wrote: »
    I believe they have up to 6 months? But I may have picked that out of thin air...

    6 months for the authorisation on the card to no longer be valid, meaning they will need to put the card through again to charge it. But they can still pursue you for up to 6 years.
  • bengal-stripe
    bengal-stripe Posts: 3,358 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just have the funds available in the account, the money can be deducted any day (without further notification).
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