Blooming heck

Alison_B

Has insurance really gone up so much the past year? My son got his first car last year and went with I-Kube on a provisional licence, then upgrading once he had passed his test. His quote when we took the policy out was just over £1800. He has just received his renewal for this year, he will be 18 by then and will have a years no claims bonus. His circumstances have changed from being a student to being an apprentice and his mileage has doubled. We expected a renewal for around the same price but it has come back at £3500. Just phoned a company within the Admiral group as my other son is with them and it has always been cheaper and that came back as £7,000.

bossymoo

I've just searched the same thing, and found your thread.

I'm nearly 37 and passed my test almost 20 years ago. I've never been involved in an accident, and had only one claim to theft, in 1999.

I have just had my renewal and it's £430. About £100 more than I was expecting. We had a multicar policy last year, but sadly lost my husband to cancer, so obviously had no need for two cars.

Even been on moneysupermarket, and none less than £400.

I realise it's not as steep as your sons quote, but I was a bit :eek:

ETA direct line is £495 and that's with a £350 voluntary excess.

mikey72

I wouldn't think there is any sense behind insurance quotes. My daughter, 19 year old, classic mini, 1 years ncd. Quote in sleepy hollow, £350 for the year as a student living away from home. Not from who you would expect, the cheapest are the big banks. As a comparison, change the address to the middle of the big town she's at uni in, a place well known for horrific rush hour traffic, and put her as a student living at home there, (included commuting in both quotes), it goes down to £320 and the banks are top again. Change to business use, so can drive to placements, etc, it's still £320. I posted this before, and a response was that inner city insurance is cheaper as the insurers think young people driving in big towns are less likely to have expensive high speed accidents than young people driving in more rural locations (?!!). So, it can be that cheap for a 19 year old, and even cheaper inner city? So why are other quote 10 times more?