1 debt vs 100 days chapter 9

brokemedic

InsertWittyName wrote: »

Not sure if Amara will be back as she's currently on maternity leave (;)) but I'll create a continuation of the thread for the next part if not.

Looking at my remaining amount, I'll need it!

Thank-you..:T:T Am already on the look-out for the new thread lol:rotfl:

Now, just wondering which of my debts I should choose lol.. The largest amount with huge interest payment (which I am very unlikely to pay off in 100 days) or one of the smaller amounts which I am more likely to achieve but has a much smaller interest charge attached to it.. Decisions decisions lol:rotfl:

suzitiger

Hello all, I just realised I never got added to the front page, just as well as I COMPLETELY forgot I had joined this thread and forgot to subscribe so yeah didnt do too well at that. I am useless at this type of thing, I need you lot to keep me right! I will sign up for the next 100 days and get that topshop debt shifted! :j
I can't believe we have had nearly 100 days since I last posted, where does the time go??!!

abundant1972

Hi Everyone,

For any of you who may have read my posts - you'll know my challenge this time was to pay off an ex, an old debt of 10 years ago. Now I have the money I was deliberating a little and you all advised - pay him and get it done with.

Today I drove to his and tracked him (and current partner!) down in a pub. It all felt a little odd and he was surprised to see me. I asked if I could have 5 minutes and we all sat down. I'd written a kind of contract out explaining stuff - why it'd had taken so long and that I'd felt bad all this time. I asked if he would sign the sheet - stating that this released me from his debt financially, emotionally and spiritually (i believe in karma). I paid over the amount I owed him as a good will gesture to help towards interest it would have accumulated and also any inconvenience it may have caused. He signed it and I left...

I was shaking when I left - but I have to say it felt so good to do something positive. Not only did it surprise them both - it hopefully made their day a little brighter - they could go on holiday, buy something nice - who knows. It also felt great to have let all that guilt go. Am still feeling warm inside from it all.

Now that this debt is gone - all the rest are to credit cards and loans, and I can really focus in now on clearing them. This success has driven me on even more. Thank you so much everyone for your advice and support.

:T

Dex

Thats great abundant1972!

I paid off another £600 today, it's my last payment to this challenge, I've not met my target but that's I made a lot of headway!

I'll be in the next challenge for £2,000 when it starts up as I'd love my overall debt to be sub 2k by xmas

final amount is 1811.82/2700

SS6624

Well done everyone for your payments and sucesses!

I temporarily fell off the overpayment wagon and have only managed to clear £582 of the £1200 I pledged to clear.

Better than nothing I suppose but looking forward to joining in with Chapter 10 shortly and taking part with a lot more heart than I've done in chapter 9!

suzitiger

Well done abundant that ws really brave of you. I hope that you feel lots better now :-)

InsertWittyName

Only a couple of days left folks!

Amara has been in contact to let me know that she will be back and hosting part 10, so look out for the link to the new thread

I'll update the totals when this challenge ends on the 3rd and Amara will post them in the first post.

Final push!

alwaysworried_2

I'm so glad there is going to be another challenge.

I've just fell short of my total, but proud of what I managed to achieve because it was my first time

Will be joining the next challenge for sure.

lilly153

WELL DONE abundant1972 :j you should be proud of yourself, i only wish my ex was like you i would be rich :rotfl:

i dont get paid till friday so my balance will remain as it is but i have managed to wipe over £600 of it and as a single parents whos a student i think i done quiet well, cant wait for the next challenge to open

GOOD LUCK EVERYBODY ON THE FINAL DAY HOPE USE ALL HIT UR TARGETS

Cranny44

Well i made my final payment yesterday for this challenge and came in at

£1542.35 / £1648.38

A whole 93.6% paid off

I would never have done it without this challenge

So a big Thanks to everyone who helped

On to the next 100 days