1 debt vs 100 days chapter 9

sammie28

Hi Starnac, they are 12,8,7,6 and 2!! School hols at the minute, so very difficult to get anything done. Youngest doesn't have a nap either. I've considered going to my current job, which is 4.30-10pm then looking for another night job to go to straight after, but i have to look after the kids all day, so not sure when i would get any sleep! I've tried advertising to do Ironing, but no one ever rings. I tried Avon, but live in a very small village and rarely got orders. I even tried card making, spent alot of money and hours and hours making them and still couldn't sell them.

LunaLady

I use My Survey - I normally get about £15 a month, not a massive amount, but its a little bit.

I also used to do reviews on Ciao - its a lot of work for what you get back, but I did it at a time where I didnt have any other options.

starnac

Gosh 5 children. I struggle to get anything done with my 2!

I've worked nights before when DD was small and it was fine while she was young enough to nap cos I would sleep when she did but had to give it up when she stopped her naps as I never got any sleep. Would be easier for you once the kids are back in school although you will still have the youngest at home.

Have you tried selling your cards on folksy or a site like that? It's a site selling handmade items that are made in the uk. There are others like etsy that sell internationally. Might be worth a look. Also how about setting up a face book page for your cards? You would need to look into tax etc if you started selling them as a business.

sammie28

Yeah tried those card sites. No luck. Ideally i could do with a 2nd job that is in the day. Cleaning etc, but i have my little one and can't afford anymore childcare.
Guess i will have to try and manage until April. He can go to playgroup most mornings then cause he will be 3, so i could get a cleaning job for a couple of hours a day then.
Thanks for the ideas x

starnac

I clean for an elderly friend who loves to entertain my 8 month old while I clean. She gets to play with the baby while I get to earn money. Win win. Is this an option?

April isn't that far away if you can manage for now. Then you can get an extra job while LO is in play group.

sammie28

Don't really know many people, all i seem to do is be at home and then go to work, go to bed and do it all again. Think i might put a notice in village post office for cleaning and ironing again. Thanks again. I will do what ever it takes to pay these debts off.

Cranny44

Evening all

£55 paid to debt today so £628.81 / £1648.34

mummy2threeboys

Aww sammie just to let you know , you are not alone , its horrid beng stuck in ground hog day..stick with it it will get better and you will start to see lght at the end of the tunnel (((hugs)))

mummy2threeboys

Could i revise my £1100 pay off please due to the tax credit re payment and up it too £1800 then im hopeing it will also kill my smaller loan, now ive paid off the od and still keep minium payments to the larger cc? many thanks xx i never realised how addictive saving money is once you get into it!

have a great week all xx

starnac

Of course you can revise your target mummy2threeboys. Congratulations on the tax credit payment and paying off your o/d. Good luck with busting your smaller loan. Only that and your c/c to go and then you'll be debt free looking at your signature. Good luck