Recovering car insurance premium increase

ward1958

Hello everyone,
I am trying to get advice on how to recover future car insurance premium increases following a recent non-fault collision.
My daughter had stopped at traffic lights and her car was hit from behind. The other driver's insurers have admitted liability, but we already know that my daughter's renewal premium, due around the end of June, will rise by about £200. We know that this increase is entirely due to the collision, as we have used comparison sites to provide quotes with and without the collison, with all other details unchanged.
We know that this is a well-known practice adopted by almost all insurers, and the reasons they do this. I have my own opinion on the matter, but I am not looking to argue the rights and wrongs of the imposition of the increases.
I have read, on this forum and others, of people who have reclaimed the premium increases, but can find no specific detail of how they did so. I have already asked my daughter's insurer (Admiral) and the appointed injury claim company (Secure Law) about this matter, but they do not seem particularly interested, and have been of little help. Considering that the increase will be applied for 5 years by most insurers, this will cost my daughter around £1,000 in total.
I would appreciate any helpful advice either from someone with expert knowledge of this matter due to a professional connection, or from anyone who has reclaimed their own premium increases in similar cases.
Many thanks, Peter.

rs65

Have a read here

https://forums.moneysavingexpert.com/discussion/3567319

McKneff

ward1958 wrote: »

Hello everyone,
I am trying to get advice on how to recover future car insurance premium increases following a recent non-fault collision.
My daughter had stopped at traffic lights and her car was hit from behind. The other driver's insurers have admitted liability, but we already know that my daughter's renewal premium, due around the end of June, will rise by about £200. We know that this increase is entirely due to the collision, as we have used comparison sites to provide quotes with and without the collison, with all other details unchanged.
We know that this is a well-known practice adopted by almost all insurers, and the reasons they do this. I have my own opinion on the matter, but I am not looking to argue the rights and wrongs of the imposition of the increases.
I have read, on this forum and others, of people who have reclaimed the premium increases, but can find no specific detail of how they did so. I have already asked my daughter's insurer (Admiral) and the appointed injury claim company (Secure Law) about this matter, but they do not seem particularly interested, and have been of little help. Considering that the increase will be applied for 5 years by most insurers, this will cost my daughter around £1,000 in total.
I would appreciate any helpful advice either from someone with expert knowledge of this matter due to a professional connection, or from anyone who has reclaimed their own premium increases in similar cases.
Many thanks, Peter.

To be honest, you cannot possibly know, without getting it directly from the horses mouth whether the premium has gone up because of the accident. I have had 2 no fault claims,and on neither occasion has my premium gone up.
You would have to ask the insurer anyway how much it would be if you are going to try to claim it.