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Lies from LL
Comments
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As it sounds like he is a cheat, a liar, a crook chances are he's not declaring tax. (NB do you have a gas-safe certificate??).
Try "persuading" him that he give you what you want (go now, no penalty, whatever...) in exchange for not reporting him to HMRC. When you've got what you want, tell HMRC.
What's good enuf for Jimmy Carr is good enuf for him..0 -
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Ah yes - another of those annoying "I've got a thread going but I'll start a new one and not provide the history or background"
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Ah yes - another of those annoying "I've got a thread going but I'll start a new one and not provide the history or background"
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Yep, same people reply again, with same helpful advice and suggestions ... I tend to do a quick "previous posts search" now, just incase we've been here and done it all before0 -
Wish I'd seen that thread before bothering to draft my reply!0
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Just as an aside - as a financial advisor, should you not know the difference between rent and mortgage repayments....?
Or are you subletting from a tenant?
If in fact you are renting from an owner/landlord, who has mortgage arrears, then long before any 7 da posseesion notice order to the landlord, there would have been a letter to "The Occupier" informing of the court hearing - to which you could have gone, and requested 2 months grace
Mortgage Repossessions (Protection of Tenants etc) Act 2010
My mistake obviously meant mortgage DD...
The seven day notice to quit is issued before court hearing so that is yet to come. I am aware once the court date is given the lender have to send a letter to the occupier of the property and that I can request 2 months to leave although my understanding is they are not obliged to give it?
As I am in NI some differences I believe ( eg we do mot have deposit protection scheme in place yet )
Thanks for all advice so far.I am a Financial Adviser specialising in Mortgages, Protection, Health and Medical Insurance. I also write wills. All information posted on this site is for discussion only, and should not be taken as advice.0 -
stephenni1971 wrote: »I accidentally opened a letter that arrived for my LL giving him seven days notice to quit property a couple of days ago.
I spoke to him and he has got back to me today to say it was all a big mistake as the rent DD had been cancelled when he moved accounts three months ago and its all been sorted
HOWEVER
The arrears are waaay more than three months rent - I also know he has a lot of other debt and final reminders and warnings sent out.
In effect he says everything is OK dont worry - however I KNOW things are not OK.
As my deposit is not held in a nominee account I am going to propose -
a) I withhold next months rent on the basis it can be taken from the deposit
b) I will commence repaying the rent in arrears at the end of August so that should anything happen I will be covered.
Can you see any problem with this?
Yes. You leave yourself wide open to being issued a Section 8. If word gets about the letting agencies you've had a Section 8 then good luck finding somewhere else to rent.
You cannot withold rent for any reason.I also know he has a lot of other debt and final reminders and warnings sent out.0 -
Notmyrealname wrote: »How do you know this? The LL's financial issues are none of your business.
I dont agree with this assertion - the landlords financial issures are very much his bussiness considering that they are inextricably linked to the roof over his head....0
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