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credit card default

katrina68
Posts: 1 Newbie
in Credit cards
Hi
I was given a credit card default I gather that i may be able to get this lifted and claim back my charges. Can you tell me where to get a template letter for this ?? Thanks
I was given a credit card default I gather that i may be able to get this lifted and claim back my charges. Can you tell me where to get a template letter for this ?? Thanks
0
Comments
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to reclaim your bank charges read this board
http://www.consumeractiongroup.co.uk/forum/
if the default has been correctly given then its unlikely you can get it lifted .. it will however have a major impact on your ability to get credit0 -
You will NOT get a default removed unless it is there in error. Even then it wouldn't be straightforward. Any default will stay on your record for 6 years and will have an adverse effect on any future credit application.
What kind of default do you think you have ? Have you obtained your credit file from the CRA's ?0
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