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BarclayCard confusion
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webbhost
Posts: 98 Forumite
in Credit cards
Hi all,
Okay so I received my barclay card today - I got it off the internet because money supermarket (and barclay-card site itself) advertised it with 12 months interest free spending...
However upon looking at the leaflet (welcome, discover everything that your barclaycard can do for you) - it says quote; "Enjoy interest-free credit: If you settle your balance on your card in full every month, you can enjoy a period of interst free credit on the things you buy"
So... does this mean I have 12 months interst free spending if I pay off the card in FULL every month..... or do I just need to make the minimum payments every month until the 12 months expire (which was my initial thoughts until reading this).#
I'm hoping that this is just a generic leaflet and the 12 months interest free spending applies on top of this...?
Sorry for being thick, pretty olbvious question I know but I have to phone someone tomorrow anyway so I might also ask them whilst I am on the phone.
Okay so I received my barclay card today - I got it off the internet because money supermarket (and barclay-card site itself) advertised it with 12 months interest free spending...
However upon looking at the leaflet (welcome, discover everything that your barclaycard can do for you) - it says quote; "Enjoy interest-free credit: If you settle your balance on your card in full every month, you can enjoy a period of interst free credit on the things you buy"
So... does this mean I have 12 months interst free spending if I pay off the card in FULL every month..... or do I just need to make the minimum payments every month until the 12 months expire (which was my initial thoughts until reading this).#
I'm hoping that this is just a generic leaflet and the 12 months interest free spending applies on top of this...?
Sorry for being thick, pretty olbvious question I know but I have to phone someone tomorrow anyway so I might also ask them whilst I am on the phone.
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Comments
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A quick call to Barclaycard will answer your question.0
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0% on purchases for 14 months from account opening means you jsut pay the minimum and no intrest is charged for 14 monthsDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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Thanks for that
... got to phone them tomorrow so might ask them anyway... I gotta ask them what date interest kicks in anyway, cause I ideally want the whole balance gone before the date.
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