Tuesday 19th June What small DFW things will you do today ??

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Morning :wave: I'm back after the most lovely holiday! Great times, but feeling very exhausted after the flights and flighting the holiday blues! Will just have to tell myself I love work! :rotfl: Might have to start another wave of "fake it till you make it"! So I'm raring to go, gonna work hard all day to make the day speed by, who is up for it with me??

Things for today:

• check banking
• do cupboard/freezer inventory & write shopping list
• list 2 things on ebay
• walk into town in lunch break and get laundry bags & plug adapter from £shop
• stick to diet (all those beautiful thai women have made me want to lose the 1/2 stone that has crept on recently!)
• go swimming after work
• go shopping & stick to list
• do an hour studying

• call santander and work out what is going on - they messed up my isa acounts for this year :mad: long story but am really miffed about it!

ok think that's enough for one day. Have a great day y'all

bt1

Morning dnms! Welcome back - glad you had a nice time! I'm up for ur plan, work hard and pray it goes quick!!

List for today:
- check bank- tax refund cheque has cleared! Have transferred to savings til I decide what to pay off with it!
- check cc
- lunch and snacks from home
- drink lots of water
- leave on time and rush home!

Can't think of anything else now but will probs add later!

Have a good day xx

carrielovesfanta

Good morning all!

Thanks to DNMS for starting us off and I'm glad you had a lovely holiday

Today I am going to be good after a seriously expensive (but absolutely wonderful) weekend away with my friends. Chocolate for breakfast, lunch and dinner on Sunday EDIT: must now find £50 for new speaker part for OH. Grrr.

So today's mission is:

Update spreadsheet for vodafone bill (done)

Check online banking (all stuff from the weekend has come out - good)

Breakfast, lunch and dinner from stores

Send OH to asda with a short shopping list (have totally run out of pasta!)

Charge phone in work (on now...)

Working overtime still (but not as much as in May)

Trying to diet, but actually put on 1.5lb (see previous mention of chocolate? )

OH currently working for his mum decking the garden and getting £40 a day, so trying to persuade him not to fritter it all away too quickly :cool: (yeah, wish me luck on that!)

Good luck to everyone today

Nottoobadyet

Ohhh DNMS tell us all about it!!! thanks for starting us.

Love the sound of your w/e, Fanta.

So it turns out the written test that I though was today was actually yesterday, and after completing it I've been short-listed for an interview this afternoon! eek these guys dont mess around. Anyway hopefully will do the phone interview this afternoon, will subtly pop out after lunch.

So, today:

- dont muck up the phone interview!!
- read up on the org a bit before the interview
- bike everywhere I need to go
- bananas for breakfast, lunch provided by work
- drop some airtime by home at lunchtime for OH as he's still poorly
- buy some veg for stir fry tonight - trying out a cheats satay for the first time
- hopefully get the rest of the Wire delivered so I can go back to my normal addicted lifestyle :P

Hope everyone is well!

starnac

Morning all

My list for today

Check banking
Ring letting agents (again)
Daily clicks
All meals from stores
Youth club tonight - taking them up to oap home
Washing on airier
Sort out stuff to eBay
List baby stuff on FB pages
Put a jumper on if I get chilly not the heating
Try to stick to diet

That'll do for now I think

Happy Tuesday everyone x

faceuptoit

Continue with spend diary
Buy box of bran flakes rather than getting from work canteen each day
Do small shop to last us rest of month
Continue with no smoking
Withdraw £10 from ATM and make it last for lunch all week

Wannabe01

Good morning everyone, It rather overcast here today so don’t think I will get much done outside.

DNMS – Thanks for starting us off this morning. Glad to hear that you had a good time.

List for today:
[STRIKE]Do an inventory of food that is in the freezer and make a shopping list[/STRIKE]
[STRIKE]Try and find some motivation from some where today, as I can't be bothered. [/STRIKE] Getting there slowly
[STRIKE]Frozen food shopping[/STRIKE] Well within budget
[STRIKE]Look into available jobs[/STRIKE]
:)Surveys [STRIKE]and check one poll[/STRIKE] Only another £6 to get on one poll, it seems to take forever.
[STRIKE]Look into increasing income[/STRIKE]
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Contact dentist to register dd[/STRIKE] Got a form to fill in
[STRIKE]Collect up washing and do full loads [/STRIKE] Washing now hanging outside as its brightened up and is actually quite warm.
[STRIKE]Take dd for a walk and collect ds[/STRIKE]
:)Contact some companies regarding change of name
:)Clean and tidy the living room
:)Spend 15 minutes decluttering the living room and list 5 things on ebay
[STRIKE]Do some studying[/STRIKE]
:)Do m.shopping work that is in for today
[STRIKE]Check A Guarantee[/STRIKE] Got £1.50, not much butter ever little helps.
[STRIKE]Update diary and make a to do list for tomorrow[/STRIKE]
[STRIKE]Check s&s account to see if I can claim a voucher [/STRIKE]– want to get paint for dd’s bedroom but waiting until I can get a voucher Thought this morning that I didn't have enough points to claim a voucher but was happily surprised to receive an email this afternoon to tell me that my account had been credited therfore allowing me to get my voucher :j

I think that is everything for today. Have a good Tuesday everyone x

OrangeFairy

Morning my lovelies!

My lovely hubby did all the housework yesterday so i am having a non-housework day! I have tomorrow off to so i will have more to do then

My day

Been out for a run - week 2 day 1 of the C25K programme :A
Get into my E*O*N account - they have paid £23.50 into my account - not sure why!
Sort through the paperwork pile that has been haunting me
Update my diary
Chilli for dinner - from stores
Lunch from stores
Homework with the kids
Check banking
Arrange return
Eat healthily
Update my fitness plan
NSD
Pick photos to go in new frames

Thats me

I hope your day flies by DNMS - glad you had a great holiday xx

princess_pea

Hello All,

Still massively busy at work this week but on the plus side I have Friday off :j At least being at work means I don't have the temptation to go to the shops and spend money. I was very good at the weekend, tried on a pair of jeans but didn't buy them as I can't afford them. In the past I would have just put them on my credit card and not cared - I'm glad those days are long gone!

Today...

NSD
All meals from stores (ASDA delivery man came yesterday with a shop that will last until pay day at the end of the month)
Check bank
Budget done for next month
Clean bathroom (my pet hate)
Hoover
Bit of ironing
Get packed lunch ready for tomorrow at work rather than leaving it and rushing tomorrow morning as usual!

Have a fab day everyone

little_pink_purse

Afternoon everyone

thanks for starting us today glad you had a good holiday

had a rubbish sleep today so look and feel yuck hehe

today
meals from stores
ironing
wash on

hoover

have a great day/night xxxxxlppxxxx

mcjordi

had provident call out to sort out the outstanding loan i have with them.. did a "fresh start" with them they discounted what i owed and am paying them weekly again.. they were suprised i rang up they said no one ever rings us up to take up the fresh start. i said well i want it gone from my life and my credit file.

oh done my surveys for the day..