Credit Card Applications

heyjim

Well I ended up ringing Capital One to ask them directly if me having no credit at all would be a problem. They said the card was designed for people building or rebuilding there credit.

Anyway I was accepted and should have my details within 7 days!

Thanks to everyone for the advice!

fozmcfc

Congrats, sorry I'm night shift this week, so only just saw your message.

Money_Man

I am surprised that nobody advised you to approach your own bank. I am assuming you hold a current account? and that your salary is paid into?

trikidy

According to other users experiences here

https://forums.moneysavingexpert.com/discussion/4005329

The capital one classic is your best shot.


Oh sorry, only read your OP and then commented!
Congrats

heyjim

Money_Man wrote: »

I am surprised that nobody advised you to approach your own bank. I am assuming you hold a current account? and that your salary is paid into?

I did try with my own bank (Halifax) but was declined.

Money_Man

heyjim wrote: »

I did try with my own bank (Halifax) but was declined.

For what reason?

heyjim

I wasn't given a reason, after I applied online it just said we have our own scoring system which you haven't passed (or words to that effect).