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Credit Card Applications

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Comments

  • heyjim
    heyjim Posts: 43 Forumite
    Well I ended up ringing Capital One to ask them directly if me having no credit at all would be a problem. They said the card was designed for people building or rebuilding there credit.

    Anyway I was accepted and should have my details within 7 days! :)

    Thanks to everyone for the advice!
  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Congrats, sorry I'm night shift this week, so only just saw your message.
  • Money_Man
    Money_Man Posts: 160 Forumite
    I am surprised that nobody advised you to approach your own bank. I am assuming you hold a current account? and that your salary is paid into?
  • trikidy
    trikidy Posts: 289 Forumite
    edited 20 June 2012 at 1:40PM
    According to other users experiences here

    https://forums.moneysavingexpert.com/discussion/4005329

    The capital one classic is your best shot.


    Oh sorry, only read your OP and then commented!
    Congrats
    SwagBucks Challenge: 402/849
    Updated 31/08/2012
    Joined 06/07/2012
    Total: £40 Amazon Vouchers
  • heyjim
    heyjim Posts: 43 Forumite
    Money_Man wrote: »
    I am surprised that nobody advised you to approach your own bank. I am assuming you hold a current account? and that your salary is paid into?

    I did try with my own bank (Halifax) but was declined.
  • Money_Man
    Money_Man Posts: 160 Forumite
    heyjim wrote: »
    I did try with my own bank (Halifax) but was declined.

    For what reason?
  • heyjim
    heyjim Posts: 43 Forumite
    I wasn't given a reason, after I applied online it just said we have our own scoring system which you haven't passed (or words to that effect).
This discussion has been closed.
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