close FD for bonus or keep for reg saver

davidm1

Which is a better option?

£3600 reg saver £124
£3600 esaver 3.2% £92.16

Reg saveer,need to keep transfer money into 1st account for the S.O
Esaver, i get £192.16(inc bonus) for 6 months transfer £1500, 50% more money and 50% less work.

18 months vs 6 months work

Gromitt

Get £100, use ESaver, 6 months later open the account again and open regular saver

Nine_Lives

Do they just give out £100 willy nilly, or do you need a 'reasonable' reason for leaving?

heloid

You need to complain and they have to agree that it was a legitimate reason.

davidm1

Assumr i can get £100, is it a wise choice?

MoneySaverLog

heloid wrote: »

You need to complain and they have to agree that it was a legitimate reason.

If you want to complain how about internet banking, it's not the best for a start there are many faults already discussed on previous threads about the internet banking service.

PDF

Complain about the lack of android app.

apt

Your figures aren't really accurate because you don't include the interest you would earn on the balance of the £3,600 in a feeder account before it goes into the regular saver. You can also earn interest by using the £250 interest free overdraft. Set against this you could also earn interest on the £100 bonus were you to receive it.