Statute Barred debt?

BroonsBoy

Hi, its been so long since i did this i'm trying to fathom out where and how to do this forum thing.
I've been contacted by 1st Credit regarding a debt (£1200) where the last payment was 08 August 2006. I spoke to them on the phone about this, initially thinking it had been paid by myself and my ex. I eventually acknowledged the debt over the phone and have been in discussion re: repayment but have since educated myself about statute barred debts and the 6 years ruling for England. Unfortunately for me this debt would be statute barred in august this year. Should I ignore them until august, sending a standard statute barred letter or have I scuppered myself already??? Jings Crivens! Don't know what to do. Can anyone advise?
Thanks in advance,
Broonsboy

BroonsBoy

I spotted a light error in my detail. I put 2008 instead of 2006.
Anybody have experience of 1st credit or Statute Barred debts???
Thanks again.

pooch

Here's a thought ... why not PAY UP?

magpiecottage

pooch wrote: »

Here's a thought ... why not PAY UP?

I agree - I will not advise somebody how to evade settling their legal debts.

Anyway, the OP has acknowledged the debt so the six years started again on that day.

bill_payer_2

BroonsBoy wrote: »

Hi, its been so long since i did this i'm trying to fathom out where and how to do this forum thing.
I've been contacted by 1st Credit regarding a debt (£1200) where the last payment was 08 August 2006. I spoke to them on the phone about this, initially thinking it had been paid by myself and my ex. I eventually acknowledged the debt over the phone and have been in discussion re: repayment but have since educated myself about statute barred debts and the 6 years ruling for England. Unfortunately for me this debt would be statute barred in august this year. Should I ignore them until august, sending a standard statute barred letter or have I scuppered myself already??? Jings Crivens! Don't know what to do. Can anyone advise?
Thanks in advance,
Broonsboy

hello i think that as you did not supply anything in writing its ok see more posts