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Statute Barred debt?
BroonsBoy
Posts: 3 Newbie
Hi, its been so long since i did this i'm trying to fathom out where and how to do this forum thing.
I've been contacted by 1st Credit regarding a debt (£1200) where the last payment was 08 August 2006. I spoke to them on the phone about this, initially thinking it had been paid by myself and my ex. I eventually acknowledged the debt over the phone and have been in discussion re: repayment but have since educated myself about statute barred debts and the 6 years ruling for England. Unfortunately for me this debt would be statute barred in august this year. Should I ignore them until august, sending a standard statute barred letter or have I scuppered myself already??? Jings Crivens! Don't know what to do. Can anyone advise?
Thanks in advance,
Broonsboy
I've been contacted by 1st Credit regarding a debt (£1200) where the last payment was 08 August 2006. I spoke to them on the phone about this, initially thinking it had been paid by myself and my ex. I eventually acknowledged the debt over the phone and have been in discussion re: repayment but have since educated myself about statute barred debts and the 6 years ruling for England. Unfortunately for me this debt would be statute barred in august this year. Should I ignore them until august, sending a standard statute barred letter or have I scuppered myself already??? Jings Crivens! Don't know what to do. Can anyone advise?
Thanks in advance,
Broonsboy
0
Comments
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I spotted a light error in my detail. I put 2008 instead of 2006.
Anybody have experience of 1st credit or Statute Barred debts???
Thanks again.0 -
Here's a thought ... why not PAY UP?0
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hello i think that as you did not supply anything in writing its ok see more postsHi, its been so long since i did this i'm trying to fathom out where and how to do this forum thing.
I've been contacted by 1st Credit regarding a debt (£1200) where the last payment was 08 August 2006. I spoke to them on the phone about this, initially thinking it had been paid by myself and my ex. I eventually acknowledged the debt over the phone and have been in discussion re: repayment but have since educated myself about statute barred debts and the 6 years ruling for England. Unfortunately for me this debt would be statute barred in august this year. Should I ignore them until august, sending a standard statute barred letter or have I scuppered myself already??? Jings Crivens! Don't know what to do. Can anyone advise?
Thanks in advance,
Broonsboy0
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