Will retirement day ever arrive?

HeatherintheHills

I don't know why this is bugging me today, but it is and is making me quite depressed.

I'm a woman and am in the age group that keeps getting their retirement date changed. Through most of my working life my retirement age was 60, which would have been in a couple of years from now. Then it changed to 65, then it changed again to 66 and I'm now seriously wondering if I will get to retire at 66 or will it change again in the years before I get there? It has twice so why not again?

Planning what to do when I retire just seems so pointless now. I really am expecting the goal posts to keep moving so that it is forever just out of my reach.

I should add that I have worked all of my life but won't be benefiting from a decent pension, as that got pulled out from under my feet as well.

Does this get anyone else down or am I just having a really bad day?

londonsurrey

I suspect it's both.

tea_lover

I totally feel like this at times too. As it stands at the moment my retirement age is 68, but it's already moved twice since I've been working so I fully expect it to be well over 70 soon. I'm pretty sure I won't ever be able to afford to retire though so guess the age won't seem so important when I get there.

floss2

Mine and DH's have both moved twice - we have now just accepted that we will both have to work for at least 20 more years, unless we win the Lottery!

pink68

To be fair it's not an enforced retirement date. It's really just a pension date. Can you not afford to retire before the state pension kicks in? even if it's only a year or two.

i am 43 and hate to think what the pension date will be by the time i get there. I know its a long way off but i'm trying to work out how to afford to retire earlier already!

What really scares me is that mine and my OH parents all died early so we may not see retirement at all!

piglet74

i think the same...:eek:

tho i am only 38, my age just keeps going up and up and up...

we do joke in here that by the law of averages, some of us will be found dead at the desk in years to come.:eek:

Margaret52129

piglet74 wrote: »

i think the same...:eek:

tho i am only 38, my age just keeps going up and up and up...

we do joke in here that by the law of averages, some of us will be found dead at the desk in years to come.:eek:

I think this is why they're doing it - so they don't need to pay out any pensions

Seriously though, I've worked full time most of my life (had a few years off to take care of my babies) and I was due to retire this year, but now have to wait till 2014! It really sucks when it's just within reach only to have it snatched away from you.

DS4215

My retirement plans are to sell up and move to the safest country among those with the lowest GDP at the time of retirement. My pension won't be worth much here, but I might be able to survive for a few years in Honduras or Micronesia.

Pthree

It scares the !!!! out of me, I am 37 and while I am so ashamed of this now, in a moment of madness (well actually I had a week of feeling really bad about everything) I started smoking again as I didnt want to be a healthy 90 yr old still stuck at my desk! I know it makes no sense

But not ever being able save a deposit to afford a house though... that really scares and annoys me in equal parts.

I had a conversation with my sister the other day about buying a house, and she put it rather bluntly with "to be honest, until the parents kick the bucket, we haven't got a hope in hell" so here I am waiting for my parents to die so I can get on the housing ladder or face working till I'm 110 to pay my rent - joy :rotfl:

EllaRose

I'm 23 so I'm not likely to retire until my age is at least in the 3 figures! :mad:
And I most certainly will never be a home-owner (in this country at least).

shelley_crow

EllaRose wrote: »

I'm 23 so I'm not likely to retire until my age is at least in the 3 figures! :mad:
And I most certainly will never be a home-owner (in this country at least).

I'm 26 and I completely agree! Retirement will be the day we get packed off in a box.